Admiral travel insurance policy details
Admiral offers single trip and annual multi-trip travel insurance with three levels of cover to choose from:
- Admiral is the more basic level of cover
- Admiral Gold is the mid-level of cover
- Admiral Platinum is the highest level of cover
Here’s what you get with Admiral’s annual and single trip travel insurance:
Emergency medical treatment & repatriation
You get up to £20 million of cover for emergency medical treatment & repatriation with Admiral Platinum or a maximum of £15 million and £10 million with Admiral Gold and the Admiral cover level respectively.
Admiral’s emergency medical treatment & repatriation also includes cover for additional travel and accommodation costs that may be necessary if you require emergency medical assistance.
This gives you cover if you’re forced to cancel or cut short your trip, letting you claim irrecoverable costs up to the policy limits for things like accommodation, travel and cancellation charges. Admiral Platinum travel insurance gives you up to £5,000 of cancellation cover, which reduces to £3,000 for Admiral Gold and £1,500 with you take out Admiral, the lowest level of cover.
Covers your personal belongings against loss, theft and accidental damage during your trip. Admiral Platinum travel insurance includes up to £2,500 of cover for personal belongings compared with £2,000 for Admiral Gold and £1,000 for Admiral.
You can also make a claim if you’re baggage is missing for more than 12 hours following your arrival at your outbound destination, for the replacement of essential toiletries, medication and clothing, as well as if you need to temporarily hire sports equipment in this situation.
Delayed or missed departure
Admiral travel insurance lets you claim for reasonable travel and accommodation expenses if you miss your departure for your outbound or return journey. This could be due to things like failure or delays to connecting flights as well as if you miss the departure because your car breaks down.
You can claim up to £500 for missed departure with the Admiral cover level compared with £750 for Admiral Gold and £1,000 if you take out Admiral Platinum, the highest level of Admiral travel insurance cover.
You can also get a pay-out if your pre-booked aircraft, ship or train is delayed by more than 12 hours. Admiral Platinum travel insurance allows you to claim up to £25 for every 12 hours, up to £300, or up to £5,000 if you decide to abandon your trip altogether when there’s a delay of more than 24 hours.
Admiral Gold and Admiral cover both allow you to claim up to £250 for travel delays, or a maximum of £2,500 and £1,000 respectively if you decide to abandon your trip in the event of a delay of more than 24 hours.
Money & documents
With Admiral holiday insurance, you get cover for personal money and travel documents, including your passport. If you’re personal money or travel documents are lost, stolen or accidentally damaged, you can claim up to £500 with Admiral Platinum, £400 for Admiral Gold and £300 with the Admiral cover level.
If you lose your passport on your trip and you have to apply for emergency travel documents, you can claim for administration costs together with the additional travel and accommodation expenses involved.
Admiral travel insurance comes with COVID insurance as standard, giving you:
- Cover for emergency medical and repatriation costs if you become ill with COVID-19 while abroad
- Trip cancellation cover if diagnosed with COVID-19 within 14 days of departure
- Cover for cutting short your trip because you’re denied boarding on your pre-booked outbound travel due to coronavirus symptoms
- Cover for pre-booked excursions if you’re forced to self-isolate
- Cover if you have to cut short your trip due to the death of a close relative from COVID-19
Choose Admiral travel insurance, whether it’s Platinum, Gold or Admiral cover, and you’ll get access to a 24-hour emergency helpline for support in the event of injury or illness.
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