Admiral travel insurance

Learn more about Admiral travel insurance

Last reviewed 5 July 2022.

Why choose Admiral travel insurance?

  • Flexible approach, with three levels of cover
  • A range of optional extras
  • Up to £20 million of cover for emergency medical treatment

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Who is Admiral?

Who is Admiral?

Established in 1993, Admiral is a FTSE-100 financial services group offering a broad range of insurance products, including home insurance, car insurance, pet cover and travel insurance.

As well as insurance, Admiral also offers personal loans and car finance. Admiral has grown rapidly over the years and was floated on the London Stock Exchange in 2004, with the group now employing over 10,000 people.

In 2020, the company was voted the fourth-best workplace in the UK. Within the travel insurance space, Admiral offers both single trip and annual multi-trip travel insurance, with three levels of cover to choose from.

The company has been offering travel insurance since 2012 and has been underwriting and administering Admiral travel insurance policies in-house since 2018.

Admiral travel insurance policy details

Admiral offers single trip and annual multi-trip travel insurance with three levels of cover to choose from:

  • Admiral is the more basic level of cover
  • Admiral Gold is the mid-level of cover
  • Admiral Platinum is the highest level of cover

Here’s what you get with Admiral’s annual and single trip travel insurance:

Emergency medical treatment & repatriation

You get up to £20 million of cover for emergency medical treatment & repatriation with Admiral Platinum or a maximum of £15 million and £10 million with Admiral Gold and the Admiral cover level respectively.

Admiral’s emergency medical treatment & repatriation also includes cover for additional travel and accommodation costs that may be necessary if you require emergency medical assistance.


This gives you cover if you’re forced to cancel or cut short your trip, letting you claim irrecoverable costs up to the policy limits for things like accommodation, travel and cancellation charges. Admiral Platinum travel insurance gives you up to £5,000 of cancellation cover, which reduces to £3,000 for Admiral Gold and £1,500 with you take out Admiral, the lowest level of cover.

Personal belongings

Covers your personal belongings against loss, theft and accidental damage during your trip. Admiral Platinum travel insurance includes up to £2,500 of cover for personal belongings compared with £2,000 for Admiral Gold and £1,000 for Admiral.

You can also make a claim if you’re baggage is missing for more than 12 hours following your arrival at your outbound destination, for the replacement of essential toiletries, medication and clothing, as well as if you need to temporarily hire sports equipment in this situation.

Delayed or missed departure

Admiral travel insurance lets you claim for reasonable travel and accommodation expenses if you miss your departure for your outbound or return journey. This could be due to things like failure or delays to connecting flights as well as if you miss the departure because your car breaks down.

You can claim up to £500 for missed departure with the Admiral cover level compared with £750 for Admiral Gold and £1,000 if you take out Admiral Platinum, the highest level of Admiral travel insurance cover.

You can also get a pay-out if your pre-booked aircraft, ship or train is delayed by more than 12 hours. Admiral Platinum travel insurance allows you to claim up to £25 for every 12 hours, up to £300, or up to £5,000 if you decide to abandon your trip altogether when there’s a delay of more than 24 hours.

Admiral Gold and Admiral cover both allow you to claim up to £250 for travel delays, or a maximum of £2,500 and £1,000 respectively if you decide to abandon your trip in the event of a delay of more than 24 hours.

Money & documents

With Admiral holiday insurance, you get cover for personal money and travel documents, including your passport. If you’re personal money or travel documents are lost, stolen or accidentally damaged, you can claim up to £500 with Admiral Platinum, £400 for Admiral Gold and £300 with the Admiral cover level.

If you lose your passport on your trip and you have to apply for emergency travel documents, you can claim for administration costs together with the additional travel and accommodation expenses involved.


Admiral travel insurance comes with COVID insurance as standard, giving you:

  • Cover for emergency medical and repatriation costs if you become ill with COVID-19 while abroad
  • Trip cancellation cover if diagnosed with COVID-19 within 14 days of departure
  • Cover for cutting short your trip because you’re denied boarding on your pre-booked outbound travel due to coronavirus symptoms
  • Cover for pre-booked excursions if you’re forced to self-isolate
  • Cover if you have to cut short your trip due to the death of a close relative from COVID-19

Emergency helpline

Choose Admiral travel insurance, whether it’s Platinum, Gold or Admiral cover, and you’ll get access to a 24-hour emergency helpline for support in the event of injury or illness.

Admiral travel insurance optional extras

You can add a variety of optional extras to Admiral travel insurance:

Winter sports cover

You’ll need to take out Admiral’s optional winter sports cover if you’re going on a skiing holiday, for example. Admiral’s winter sports cover insures you for a range of winter sports activities, from skiing and snowboarding to tobogganing and ice hockey.

You’ll be covered if you’re injured or become ill during your trip, if your winter sports equipment is lost, stolen or damaged, or if your holiday is disrupted by severe weather.

Cruise insurance

This covers you for missed port departure due to things like delays to public transport, vehicle breakdown and industrial action. You can also claim a pay-out for each 24 hours that you’re confined to your cabin for medical reasons.

There’s also cover for itinerary change, which results in ports being missed, and cruise interruption.

Golf cover

Admiral golf insurance covers you for the loss, accidental damage or theft of your golf equipment and when you have to hire golf equipment because your own equipment is delayed in transit for over 12 hours.

Admiral golf cover can also give you a pay-out for unused, non-refundable, pre-paid green fees, golf equipment hire or tuition due to accidental injury/illness, and when the golf course closes because of poor weather conditions.

Gadget cover

Admiral travel insurance lets you take out additional cover to insure gadgets like your smartphone. This can include the cost of data if your phone is used fraudulently within 24 hours of being lost or stolen.

Contact the Admiral travel insurance team

You can reach Admiral at the following address:

Ty Admiral
David Street,
CF10 2AA

You can also contact Post Office by phone on 0333 234 9913 or reach them by email at’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.

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