✈ Long stay travel insurance

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Coronavirus (Covid-19) - important information 3 July 2020

The Foreign, Commonwealth and Development Office (FCDO) has lifted its advice against non-essential international travel. This means you can travel to a number of countries from Saturday 4 July.

However, the FCDO still advises against travelling to many countries. So check the FCDO for the latest advice before you go. If you buy travel insurance and then travel to a country that the FCDO advises against visiting, your travel insurance won’t cover you. You won’t be covered for any cancellations either.

The rules on self-isolation when entering or returning to the UK are different for England, Scotland and Wales. Check these differences before travelling to understand what you need to do.

Coronavirus is what they call a “known event”. So some insurers may exclude this type of event from the cover they offer you. If in doubt, check the policy wording or contact your chosen insurer before you buy.

However, all policies bought through Confused.com include cover for emergency medical expenses and repatriation - even if you contract Covid-19 abroad. This is so long as you’re not travelling against FCDO advice.

We compare up to 52 trusted travel brands to find you the best deals.

What is long stay travel insurance?

Travelling for an extended period could prolong your risk of falling ill abroad or experiencing unfortunate travel mishaps. Taking out long stay travel insurance could help you avoid those holiday mishaps by protecting you from unexpected costs and disrupted plans.

What does long stay travel insurance cover?

  • Medical treatment and hospital costs could be covered if you injure yourself or fall ill abroad
  • Emergency transport and your journey home could be covered should you injure yourself during your travels
  • Cancellations cover could protect you should you cancel or cut your trip short in an emergency
  • Your important travel documents, cash and personal belongings could be covered if you accidentally lose them

Check out our guide if you're not sure how claiming on your travel insurance works.

Travel insurance tips

  • Don't base your choice purely on price; make sure that the policy you choose covers all your needs
  • Read the small print of your policy, including exclusions such as extreme sports and incidents arising from the use of alcohol or drugs
  • Declare any pre-existing conditions that you have, otherwise your cover might not be valid if you try to make a claim

If you have a travel related question, then why not take a look at one of our travel insurance guides to help you with your trip.

Why compare long stay travel insurance with Confused.com?

With so many companies offering different deals and with different levels of cover, it can be a headache to find a clear and easy way to compare them all. This is where we come in:
  • We tailor travel insurance quotes based on your needs so you could easily find the policy that best suits you
  • We compare travel insurance from up to 52 insurance companies including popular brands like Admiral and Annualtravelinsurance.com
Confused.com’s Travel Insurance solution is provided by theIdol.com. theidol.com is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. theidol.com is part of the Legal & General group.
Our service is free and compares a wide range of trusted household names. Confused.com is an intermediary and receives commission from theidol.com if you decide to buy through our website which is based on a percentage of the total annual premium. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.