✈ Long stay travel insurance

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Coronavirus (Covid-19) - important information 2nd March 2021

You'll be unable to get a quote for single trip or backpacker policies to international destinations for trips that start before 17th May 2021 on this website. If you're travelling in the UK, you'll be unable to get a quote for single trip or backpacker policies for trips that start before 12th April 2021.

You can only travel if you're legally permitted to do so. The Foreign, Commonwealth and Development Office (FCDO) has more information.

If you travel against FCDO advice, you won't be covered by any travel insurance policy you buy. If this advice remains in place after 12th April for the UK and 17th May for international destinations, and you choose to travel, you won't be covered.

Different rules may apply in England, Scotland, Wales and Northern Ireland and it is important that you follow all the rules that apply to you.

For travel advice on your destination, you should check the FCDO for the latest information.

If you have any queries, you should check your policy wording or contact your chosen provider before you buy.

We compare up to 52 trusted travel brands to find you the best deals.

What is long stay travel insurance?

Travelling for an extended period could prolong your risk of falling ill abroad or experiencing unfortunate travel mishaps. Taking out long stay travel insurance could help you avoid those holiday mishaps by protecting you from unexpected costs and disrupted plans.

What does long stay travel insurance cover?

  • Medical treatment and hospital costs could be covered if you injure yourself or fall ill abroad
  • Emergency transport and your journey home could be covered should you injure yourself during your travels
  • Cancellations cover could protect you should you cancel or cut your trip short in an emergency
  • Your important travel documents, cash and personal belongings could be covered if you accidentally lose them

Check out our guide if you're not sure how claiming on your travel insurance works.

Travel insurance tips

  • Don't base your choice purely on price; make sure that the policy you choose covers all your needs
  • Read the small print of your policy, including exclusions such as extreme sports and incidents arising from the use of alcohol or drugs
  • Declare any pre-existing conditions that you have, otherwise your cover might not be valid if you try to make a claim

If you have a travel related question, then why not take a look at one of our travel insurance guides to help you with your trip.

Why compare long stay travel insurance with Confused.com?

With so many companies offering different deals and with different levels of cover, it can be a headache to find a clear and easy way to compare them all. This is where we come in:
  • We tailor travel insurance quotes based on your needs so you could easily find the policy that best suits you
  • We compare travel insurance from up to 52 insurance companies including popular brands like Admiral and Annualtravelinsurance.com

If you have a serious, pre-existing medical condition

If you have a pre-existing medical condition, you can still get a quote through Confused.com. These conditions could include cancer, stroke, serious heart, respiratory and terminal conditions.

Some insurers might not cover you if you already have a serious medical condition, or if you have a number of conditions. Others might only offer insurance at a much higher price. If you're unable to find suitable cover, the Money and Pension Service (MaPS) has also set up a directory of insurers willing to cover customers with pre-existing medical conditions.

You can contact the Money and Pensions Service (MaPS) or you can telephone 0800 138 7777.

Confused.com’s Travel Insurance solution is provided by theIdol.com. theidol.com is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. theidol.com is part of the Legal & General group.

Our service is free and compares a wide range of trusted household names. Confused.com is an intermediary and receives commission from theidol.com if you decide to buy through our website which is based on a percentage of the total annual premium. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.