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Outbacker travel insurance

Outbacker offers travel insurance specially tailored for backpackers and young people on gap years. They offer 24-hour emergency assistance and cover a range of sports and activities to protect travellers whatever they have planned.

We compare up to 43 insurers1, including Outbacker. Let us know what your insurance requirements are when you get a quote and we'll find the quotes that best match your needs.

Read on to find out more about Outbacker, or if you're ready you can select 'Get a quote' to start comparing prices.

1Correct as of March 2024

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Why choose Outbacker travel insurance?

  • Specialist flexible, long haul travel insurance for travellers aged 18 to 39.
  • Policies allow for a return to the UK in the event of an emergency.
  • 24/7 emergency assistance hotline so you can speak to an expert whenever you need to.

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Who is Outbacker travel insurance?

Outbacker started as a travel insurance provider specialising in backpacker and gap year insurance in 2002. It's part of the WorldWide Internet Insurance Services group, which was formed in 1993 - making it one of the most seasoned travel insurance intermediaries.

Outbacker focuses on helping younger travellers find affordable cover as they explore the world on a gap year or extended holiday. They also cover many types of working holiday as standard.

Outbacker has raised more than £54,000 for Medecins Sans Frontieres, breaking its own target amount. Also known as Doctors Without Borders, they're an independent charity set up to help victims of conflict, war and natural disasters.

Outbacker travel insurance policy details

Outbacker offers cover for a range of common backpacker needs, from long-haul travel policies and gap year cover to working holidays. Whatever you're looking for, you have 3 levels of cover to choose from:

  • Silver
  • Gold
  • Platinum

While these levels of cover are similar, the amount you're insured for varies for certain features. Check the value of excess you're required to pay for each cover level. Also be aware of how much you can claim if you cancel or cut short your trip, or if you need a hospital stay. Read through the details for each policy type when you choose an Outbacker policy to make sure you've got enough cover.

Features you can expect regardless of which level of cover you choose are:

  • Participate in over 100 activities under the protection of your policy, including archery, hot air ballooning, kayaking and surfing.
  • Emergency medical costs and return travel. Depending on your level of cover you could get from £1,500 to £2,500 of protection if you need to cut your holiday short.
  • Dental care is included if you need serious dental work done while you’re on your trip. Outbacker covers you for £250 to £500 depending on the policy level you’ve chosen.
  • Travel disruption is also covered if you miss your flight for a legitimate reason. Should there be a scheduled flight or transfer delay you can expect £20 per day, up to a total of £200. Total flight disruption results in a £500 pay-out.
  • Baggage and cash are covered if they’re lost or stolen. You’ll get £1,000 with Gold or Silver policies or £1,500 with Platinum cover if your baggage goes missing. You get up to £150 per single item lost - but if a valuable item is lost, stolen or broken, the insurer deducts this sum from your overall baggage limit.
  • Personal liability means if you’re sued during your holiday, the insurer pays for legal expenses and assistance up to twice the agreed limit (if more than one person is covered) up to £10,000. When it comes to personal liability, you're covered for up to £2 million.
  • Personal injury is also covered. If you sustain a life-changing injury, such as the loss of a limb or an eye, Outbacker Insurance pays up to £10,000. The same sum would also be paid out to your estate if you die while on your trip.

Outbacker travel insurance optional extras

While Outbacker aims to cater to many backpacker requirements as standard, there are some extra features you can add to your policy if you need more cover.

Additional cover options include:

Extra sports and activities cover. Outbacker covers over 100 activities as part of their standard policy, but you need to check whether you need to buy extra cover depending on what activities you have planned. There are 2 additional cover levels available covering over 100 more sports and activities. So you can be insured whether you're abseiling, zorbing or riding an ostrich.

Winter sports cover protects you for activities such as skiing, snowboarding and snow biking.

Phone and gadget cover can protect your valuables from accidental damage, loss or theft while you're travelling. There are 3 levels to choose from depending on the value of your item, with cover from £1,000 to £3,000.

Donate to Médecins Sans Frontières. As part of your purchase, Outbacker offers their customers the chance to make a donation to MSF to help look after the world while you're exploring it.

Contact Outbacker

You can contact Outbacker on 0203 475 4682 or email them at travel@outbackerinsurance.com

Alternatively you can contact them in writing at:

1st Floor,
6 Silver Court,
Welwyn Garden City,

Outbacker is a trading name of WorldWide Internet Insurance Services Limited, authorised and regulated by the Financial Conduct Authority (firm reference no. 429383). Their registered address is:

4,1 Waterport Place,
2 Europort Avenue,

Travel insurance guides

Page last reviewed: 31 January 2024

Reviewed by: Alvaro Iturmendi

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