Post Office travel insurance policy details
Post Office offers single trip and annual multi-trip travel insurance with three levels of cover to choose from:
- Economy is the lowest level of cover
- Standard is the mid-level of cover
- Premier is the highest level of cover
With Post Office annual multi-trip and single trip travel insurance, you'll get:
Emergency medical cover
Post Office travel insurance gives you cover for emergency medical treatment as well as repatriation if medically necessary. With Premier cover, you get up to £10 million of emergency medical and repatriation cover, while it’s up to £7.5 million with Standard and £5 million for Post Office Economy travel insurance, the lowest level of cover.
Premier lets you claim £40 per day if you have to stay in hospital during your trip, up to a maximum of £500. With the Standard cover, it’s £25 per 24 hours, with a claims limit of £300, while Economy gives you £15 per day, up to £150.
If you’re forced to cancel or cut short your trip, you can claim up to £1,000 with Economy, £3,000 for Standard and a maximum of £5,000 with Premier. You should check the level of cancelation cover against the cost of your trip – Economy might cover a budget holiday in Europe, but is less likely to cover a luxury holiday in the Maldives.
Standard and Premier Post Office travel insurance policies let you claim for missed departure and travel delays. If you’re on the outbound journey and delayed for 12 hours or more, then you can claim for unused travel and accommodation costs. You get up to £1,500 of cover for missed departure with Premier and £750 through Standard.
Post Office travel insurance offers £3,000, £2,000 and £1,500 of baggage cover with Premier, Standard and Economy policies respectively, insuring you against loss, damage, destruction or theft of personal belongings. You can also make a claim if your money or travel documents are lost/stolen, up to a £500 limit with Premier, £350 with Standard and £250 for Economy.
If you’re in an accident during your trip and you suffer permanent total disablement, loss of limb/sight or death, you can claim up to £20,000 with Post Office travel insurance Premier cover, £15,000 with Standard and £5,000 through Economy, the lowest level of cover.
All Post Office travel insurance policies give you up to £2 million of cover for personal liability, should you become legally liable for injuring someone or damaging their property.
Post Office travel insurance policies come with £25,000 of cover for legal expenses – if you have grounds to take legal action against someone.
End supplier failure insurance
With Standard and Premier, you get £3,000 and £5,000 of cover respectively to insure you for irrecoverable sums paid to travel, accommodation and certain leisure providers that later go on to suffer financial failure. This includes money you pay in advance to scheduled airlines, train operators and hotels as well as to the suppliers of attractions and excursions.
The Post Office offers a selection of travel insurance policies and types. Not all policies and types may be available through our website, so the exact levels of cover and benefits may vary. Before buying travel insurance, we recommend you check the cover and benefits included.
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