Coverwise travel insurance

Coverwise is a travel insurance expert based in Gibraltar. The company focuses on travel insurance, with its policies underwritten by Inter Partner Assistance - part of the AXA Group. Coverwise specialises in single, annual and business travel insurance as well as car hire excess insurance.

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Why choose Coverwise travel Insurance?

  • Covers a wide range of pre-existing medical conditions
  • £20,0000 emergency medical expenses cover
  • 24/7 medical assistance provided

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Who is coverwise?

Coverwise is regulated by the British Overseas Territory’s Financial Services Commission, and has been since 2010. Its UK base is in Worthing, West Sussex.

As well as offering single and multi-trip travel insurance policies, Coverwise offers 7 different levels of cover:

  • Standard
  • Standard Plus
  • Bronze
  • Silver
  • Silver Plus
  • Gold
  • Platinum

Coverwise travel insurance policy details

Coverwise offers 2 main types of travel insurance:

Single trip travel insurance - Coverwise offers single trip insurance available across their 7 cover levels. As standard, this includes:

  • Trip cancellation cover
  • Trip curtailment cover
  • 24/7 medical assistance
  • £20 million emergency medical expenses cover

Annual multi trip travel insurance - Coverwise also offer multi trip insurance across their 7 levels of cover. This type of cover can include:

  • Trip cancellation or curtailment cover
  • Emergency medical expenses
  • Cover for lost or stolen baggage
  • Cover for personal money and cash
  • Personal accident cover
  • Legal expenses
  • Personal liability
  • 24/7 emergency medical assistance

Trip cancellation or curtailment cover from £1,000 to £6,000 per person

Emergency medical expenses for up to £20 million

Cover for lost or stolen baggage ranging from £1,000 to £3,500 per person

Cover for personal money and cash if you're the victim of theft or loss

Personal accident provides cover if you have an accident while on holiday

Legal expenses covers you if you're involved in legal trouble up to a certain amount

Personal liability means if you're ordered to pay someone due to accidental injury or for damage to someone's property, you should be covered

Emergency medical assistance is provided 24/7 if you buy a travel insurance policy with Coverwise

Coverwise travel insurance optional extras

Coverwise offers 2 extra types of cover that can be paid for separately:

Pre-existing medical conditions - this means you're covered for any pre-existing health issues that you might not be protected for on a standard policy.

Annual car hire excess insurance - ensures that if you need to claim after using a hire car, the difference between the damages caused and the amount you paid in excess is covered.

Coverwise travel insurance contact details

You can contact Coverwise by post, email and phone. To contact by post, write your enquires to their UK headquarters at:

4th Floor,
Southfield House,
11 Liverpool Gardens,
West Sussex,
BN11 1RY

Alternatively, you can call Coverwise sales and service department on 01903 255 650 or 0330 024 8315 for claims.

Coverwise can also be contacted via email at, or you can visit their website.

Coverwise is authorised and regulated by the Financial Conduct Authority (firm reference no. 533101). Their registered address is:

First Floor Grand Ocean Plaza,
Ocean Village,
GX11 1AA

Travel insurance guides

Page last reviewed: 31 January 2024

Reviewed by: Alvaro Iturmendi’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.

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