Annualtravelinsurance.com travel insurance

Annualtravelinsurance.com offers three levels of travel insurance: Economy Cover, Super Cover and Super Plus Cover. Each type of cover offers different benefits and features.

All Annualtravelinsurance.com policies also provide coronavirus cover, which covers:

• Medical expenses if you’re diagnosed with coronavirus while overseas.
• Additional transport or accommodation expenses if you need to extend your trip due to a coronavirus diagnosis.
• Cancellation is covered if you or a close relative is diagnosed with Covid-19 or the NHS advises isolation.

What's included with Economy Cover?

Cancellation or curtailment of up to £1,000, with an excess of £195 or £75 for loss of deposit.

Emergency medical and associated expenses up to £20 million, with an excess of £250.

Hospital benefit of £10 per day for hospital costs, up to a ceiling of £1,000.

Personal accident for various limits, including £10,000 for loss of limbs or sight (for policyholders up to 66 years). It also offers a £5,000 death benefit for covered parties aged 18 to 65 years.

Baggage loss or delay of baggage and passport of up to £1,500, with a £195 excess. The pay-out limit for a single item or set of articles is £200.

Personal money and documents, like cash and travel documents, have a claims limit of £250, with a £100 excess.

Personal liability if you’re sued for injury to a third party or damage to their property. You'll be covered up to £2 million to defend the claim

Holiday abandonment means the insurer will pay up to £1,000 after a £195 excess.

What's included with Super Cover?

Cancellation or curtailment up to £3,000, with an excess of £75 or £30 for loss of deposit.

Emergency medical and associated expenses up to £20 million, with an excess of £75 or £125 for over 65s.

Hospital benefit of £15 per day for hospital costs, up to a ceiling of £1,000.

Personal accident cover with various limits, including £25,000 for loss of limbs or sight (for policyholders up to 66 years) and £5,000 death benefit for covered parties aged 18 to 65 years.

Baggage and passport loss or delay of up to £2,000, with a £75 excess. The pay-out limit for a single item or set of articles is £300. This level of cover will pay up to £100 for loss of tobacco, fragrances or alcohol.

Personal money and documents, for example, cash and travel documents, have a claims limit of £250, with a £100 excess.

Personal liability cover is provided up to £2 million to defend a claim for loss or injury to another party.

Holiday abandonment will cover up to £3,000 after a £75 excess.

Delayed departure cover pays £15 per 12-hour delay up to £150.

Legal expenses covers you for up to £15,000 in legal expenses, after a £75 excess.

What's included with Super Plus Cover?

Cancellation or curtailment up to £5,000, with an excess of £55 or £20 for loss of deposit.

Emergency medical and associated expenses up to £20 million, with an excess of £55, or £75 for over 65s.

Hospital benefit of £20 per day for hospital costs, up to a £1,000 limit.

Personal accident cover with various limits, including £40,000 for loss of limbs or sight (for policyholders up to 66 years) and £10,000 death benefit for covered parties aged 18 to 65 years.

Baggage and passport loss or delay of up to £3,500, with a £55 excess. The pay-out limit for a single item or set of articles is £400. This level of cover will pay up to £100 for loss of tobacco, fragrances or alcohol.

Personal money and documents have a claims limit of £1,000, with a £55 excess.

Personal liability cover is provided up to £3 million to defend a claim for loss or injury to another party.

Holiday abandonment will pay up to £5,000 after a £55 excess.

Delayed departure cover will pay £40 per every 12-hour delay up to £200.

Legal expenses means you’re covered for up to £15,000 in legal expenses, after a £75 excess.