Annualtravelinsurance.com travel insurance

Learn more about Annualtravelinsurance.com travel insurance

Last reviewed 07 June 2022.

Why choose Annualtravelinsurance.com travel Insurance?

  • Provides three levels of travel insurance to suit a wide range of requirements
  • Policies can cover you for trips with a duration of up to 31 days or 60 days in Europe or worldwide
  • Discounts are offered for couples, and children are covered for free on family travel policies

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Who is Annualtravelinsurance.com travel insurance?

Annualtravelinsurance.com is part of Blue Insurance Limited, an Irish-owned insurer that was founded in 2003 and are based in Blanchardstown, Dublin and Uxbridge.

Despite its name, Annualtravelinsurance.com doesn’t limit itself to multi-trip cover. The broker offers single trip cover too, as well as backpacker, long stay, cruise, golf, winter sports, wedding and business travel policies.

As a trading name of the Blue Insurance Group, Annualtravelinsurance is a member of the Irish Brokers Association and the Association of Travel Insurance Intermediaries. The parent group has picked up a number of awards in recent years, notably at the Irish Travel Industry Awards from 2012 to 2020.

Annualtravelinsurance.com policies have been appraised by independent financial analyst Defaqto, which scrutinises policies, focusing on the 50 most important features. It has awarded Annualtravelinsurance.com’s Super Plus single trip and annual policies five out of five stars, while the Super policy achieved a four-star rating.

Annualtravelinsurance.com reviews have also been logged by TrustPilot. The broker has received a ‘great’ rating based on around 3,500 customer feedback comments.

Consumer group Fairer Finance has also produced Annualtravelinsurance.com reviews, giving its Super and Super Plus policies three star-ratings, out of five. Its winter sports Super Plus cover got four stars.

Annualtravelinsurance.com travel insurance policy details

Annualtravelinsurance.com offers three levels of travel insurance: Economy Cover, Super Cover and Super Plus Cover. Each type of cover offers different benefits and features.

All Annualtravelinsurance.com policies also provide coronavirus cover, which covers:

  • Medical expenses if you’re diagnosed with coronavirus while overseas.
  • Additional transport or accommodation expenses if you need to extend your trip due to a coronavirus diagnosis.
  • Cancellation is covered if you or a close relative is diagnosed with Covid-19 or the NHS advises isolation.

What's included with Economy Cover?

Cancellation or curtailment of up to £1,000, with an excess of £195 or £75 for loss of deposit.

Emergency medical and associated expenses up to £20 million, with an excess of £250.

Hospital benefit of £10 per day for hospital costs, up to a ceiling of £1,000.

Personal accident for various limits, including £10,000 for loss of limbs or sight (for policyholders up to 66 years). It also offers a £5,000 death benefit for covered parties aged 18 to 65 years.

Baggage loss or delay of baggage and passport of up to £1,500, with a £195 excess. The pay-out limit for a single item or set of articles is £200.

Personal money and documents, like cash and travel documents, have a claims limit of £250, with a £100 excess.

Personal liability if you’re sued for injury to a third party or damage to their property. You'll be covered up to £2 million to defend the claim

Holiday abandonment means the insurer will pay up to £1,000 after a £195 excess.

What's included with Super Cover?

Cancellation or curtailment up to £3,000, with an excess of £75 or £30 for loss of deposit.

Emergency medical and associated expenses up to £20 million, with an excess of £75 or £125 for over 65s.

Hospital benefit of £15 per day for hospital costs, up to a ceiling of £1,000.

Personal accident cover with various limits, including £25,000 for loss of limbs or sight (for policyholders up to 66 years) and £5,000 death benefit for covered parties aged 18 to 65 years.

Baggage and passport loss or delay of up to £2,000, with a £75 excess. The pay-out limit for a single item or set of articles is £300. This level of cover will pay up to £100 for loss of tobacco, fragrances or alcohol.

Personal money and documents, for example, cash and travel documents, have a claims limit of £250, with a £100 excess.

Personal liability cover is provided up to £2 million to defend a claim for loss or injury to another party.

Holiday abandonment will cover up to £3,000 after a £75 excess.

Delayed departure cover pays £15 per 12-hour delay up to £150.

Legal expenses covers you for up to £15,000 in legal expenses, after a £75 excess.

What's included with Super Plus Cover?

Cancellation or curtailment up to £5,000, with an excess of £55 or £20 for loss of deposit.

Emergency medical and associated expenses up to £20 million, with an excess of £55, or £75 for over 65s.

Hospital benefit of £20 per day for hospital costs, up to a £1,000 limit.

Personal accident cover with various limits, including £40,000 for loss of limbs or sight (for policyholders up to 66 years) and £10,000 death benefit for covered parties aged 18 to 65 years.

Baggage and passport loss or delay of up to £3,500, with a £55 excess. The pay-out limit for a single item or set of articles is £400. This level of cover will pay up to £100 for loss of tobacco, fragrances or alcohol.

Personal money and documents have a claims limit of £1,000, with a £55 excess.

Personal liability cover is provided up to £3 million to defend a claim for loss or injury to another party.

Holiday abandonment will pay up to £5,000 after a £55 excess.

Delayed departure cover will pay £40 per every 12-hour delay up to £200.

Legal expenses means you’re covered for up to £15,000 in legal expenses, after a £75 excess.

Annualtravelinsurance.com travel insurance optional extras

As well as the standard cover levels, you can pay an extra cost to get more benefits. Limit levels will depend on whether you’ve added these extras to an Economy, Super or Super Plus policy. The extras include:

  • Winter sports cover for protection against loss or damage to ski equipment, ski hire, piste closure and avalanche closure.
  • Travel disruption covers inconvenience caused by extended cancellation, delay departure, holiday abandonment, missed departure and issues affecting your accommodation.
  • Cruise cover provides protection against problems caused by a missed or delayed connection, cabin confinement, missed excursions and emergency airlift.

As well as these optional extras, you can also opt to have specific benefits applied to your insurance. These will cover you for disruption to your trip and loss, damage, delay or cancellation where applicable:

  • Flights
  • Wedding or civil partnership
  • Business trips
  • Golf trips – loss of single articles or sets of articles
  • Golf equipment hire – loss or damage
  • Non-refundable, prepaid green fees due to injury, illness, loss or theft of booking documentation or adverse weather conditions

Annualtravelinsurance.com travel insurance contact details

If you need to contact Annualtravelinsurance.com you can write to their UK head office at:

Annualtravelinsurance.com
Parkview
82 Oxford Road
Uxbridge
UB8 1UX

You can also phone Annualtravelinsurance.com on 0333 355 0266, Monday to Friday from 10am to 4.45pm, or on Saturday from 10am to 2pm.

The company can also be reached via info@annualtravelinsurance.com. If you want to make a complaint about Annualtravelinsurance.com you can email complaints@blueinsurance.co.uk.

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