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Land Rover car insurance

Find a great insurance deal for your Land Rover with Confused.com

How much does a Land Rover cost to insure?

There is no shortage of Land Rovers, with 10 versions of the Defender range alone. Each has different features and capacities, and so cost more or less to insure. However, a quick look at three of the most-frequently quoted for Land Rover models on Confused.com gives a useful indication of the cost of annual insurance*.

The Range Rover Evoque costs £1,020 to cover, on average. The latest version of this four-wheel drive, the Evoque 2022, is a plug-in hybrid. It has a three-cylinder, 1.5 litre 200hp petrol engine and an eMotor to provide a total power output of 309hp. The Evoque range retails from £31,500.

More expensive to insure, at £1,491, is the Range Rover Sport HSE Dynamic. This version of the popular range costs from £73,550 new. It has a top speed of 130mph, and can reach 60mph in 6.9 seconds. Its maximum total power output is 300hp.

Third up is sister model the Range Rover Sport HSE, which costs £1,408 to insure and £64,685 to buy. Like the Dynamic version it can reach 130mph, but is a little slower off the mark, taking eight seconds to reach 60mph.

*These insurance prices are an average based on the model, and all our customer quotes are from 10/01/21 – 10/06/21. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.

All information on this page was last reviewed on 29/07/2021, see T&C.

Why do Land Rovers cost so much to insure?

It is not cheap to get car insurance for a Land Rover or Range Rover, especially if you are a younger or relatively inexperienced driver. Also, insurers take into account such factors as where you live and whether the car is used for work, commuting or simply social driving when calculating a quote.

Obviously, car insurance costs will depend on where you live. If your car will be parked outside your home on Dartmoor or in the flatlands of Norfolk, the chances are your policy will come in cheaper than someone living London or Edinburgh who parks on the street.

It is also worth noting that Land Rover’s tend to be relatively expensive because they have powerful engines and are considered a luxury brand. This makes them more attractive to vandals and thieves. Replacement parts and repairs are also more expensive.

Land Rover history and facts

If there was ever an iconic British car that was a little more affordable than the likes of Bentley, Rolls-Royce or Aston Martin, then Land Rover could well be it.

Land Rover hit the roads in 1948 as part of the Rover Company’s arsenal of vehicles. The car was forged straight after the Second World War from aluminium, due to a shortage of steel, and painted in a shade of green that came from a fighter plane factory.

In 1951, the company was granted a Royal Warrant by King George VI, and it has not looked back since. The brand remained part of Rover until it was absorbed into British Leyland in the late 1960s. It became its own company, Land Rover Ltd in 1978, before ownership was passed to Ford and then BMW. Since 1998, it has been owned by Jaguar Land Rover, a subsidiary of Tata Motors of India.

Today, Land Rovers and Range Rovers are mainly manufactured in the UK at the company’s Solihull and Halewood plants. Additionally, vehicles are built at sites in Slovakia, China, Brazil and India, reflecting the world-wide appeal of the cars.

Brand evolution

Land Rovers are in a higher bracket when it comes to insurance. That’s unless you are driving a model developed for the UK or Australian armed forces, in which case the government picks up the bill. This is only right considering they have seen action in campaigns as diverse as Afghanistan, the Korean war and Vietnam.

Forget images of UK and Australian armed forces in action driving Land Rovers in conflicts overseas. Or mud-spattered green Land Rovers trundling along Scottish stag-filled estates, driven by HRM The Queen wrapped in a shawl. The brand’s image has gone through quite some evolution over the decades.

Land Rovers are no longer exclusively military green, and people are arguably more likely to use them in cities and towns and ensure they are well scrubbed and polished. It is now very much an up-market car, rather than a practical vehicle for purely off-road driving.

The Range Rover

Land Rover incorporates the Range Rover brand, which includes several top-of-class models, including the Sport and the Velar ranges in 1970. The car is a favourite of many aristocrats and celebrities, including the likes of Victoria Beckham who has often been seen behind the wheel of one. Proof if ever any was needed that this is no cultural lightweight.

Fifty years of Range Rovers

As if to consolidate its reputation, in 2020 Land Rover introduced the Range Rover Fifty. With just 1,970 models released for sale, the car has a distinctive silhouette, defined by a floating roofline. It has 22-inch five-split spokes, and is gloss black with a diamond turned finish, very much intended to stand out.

Each model has a unique number, prominently featured on a plaque. You can pick a new Range Rover 50 up from £108,000.

Adding to the cachet of the up-market Range Rover is the brand’s frequent appearance in TV programmes, and not just Top Gear, as well as in a raft of blockbuster films, including five James Bond features – Octopussy, The Living Daylights, Tomorrow Never Dies, Skyfall and Spectre. Incidentally, 007 actor Daniel Craig also owns one.

How much does a Land Rover cost?

There are several types and models of Range Rover and Land Rover, with an according variety of prices. Here we take a look at some of the most popular.

Land Rover Defender

The Land Rover Defender was named the 2021 World Car Awards winner for World Car Design of the Year. It regularly performs well in safety tests, getting five out of five stars from car safety laboratory Euro NCAP for the 2020 2-litre diesel model.

Recent additions to this range, which retail from £48,910, include the Defender XS Edition. The XS comes with body-coloured lower cladding and wheel arches with 20-inch Style 5095 5-split spokes.

Also new to the Defender family is the V8. There are two versions of the V8, the 90 and 110. The 90 is the faster of the two with a top speed of 149mph, and the capability to do zero to 60mph in just 4.9 seconds.

Range Rover Autobiography

The 2022 Range Rover Autobiography is an impressive beast, available in petrol and diesel models ranging from the 2.0 litre 404hp petrol MHEV to the 5.0 litre V8 565hp supercharged petrol.

It has a top speed of 130mph and can go from zero to 60mph in 7.1 seconds. Cost-wise, this Range Rover can be bought for £103,000.

Land Rover Discovery

The Land Rover Discovery has made a name for itself as a key player in the company’s fleet since it was introduced back in 1987. Available from £53,000, the Discovery 2022 is designed with the environment in mind.

A mild hybrid model that has benefited from a design sharpening, the SUV has attractive features in abundance. The new lights and bumpers freshen up the look of this Land Rover, proving that eco doesn’t equate to boring.

Range Rover Velar

The first Velar was introduced in 2017. It’s larger than the Evoque range, but smaller than the Sport. Diesel and Petrol versions are available, to which Land Rover added a hybrid model in 2021. This eco-friendly model costs from £46,125.

Range Rover Sport Phev

If the Discovery is eco-mild, the Range Rover Sport Phev (Plug-in Hybrid Electric Vehicle) is full throttle. This range comes in at from around £72,000, and offers plenty of oomph, being capable of touching 60mph from scratch in a tad under six seconds.

As expected, the electric-only range is limited to less than 35 miles, but being a hybrid that really is no big deal.

The eco-friendly Land Rover

Land Rover has been vociferous in its support of the move towards green energy. The firm is developing a prototype of its popular Defender range, which currently sells at from £48,000, that will be purely powered by hydrogen fuel cell and will deliver zero-emissions.

The new Defender is testimony to the company’s ambition to achieve carbon-neutral emissions by 2036. In this case, the only waste product will be water.

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