Land Rover car insurance

Your age: Generally, young drivers have less experience on the road than older drivers. This means they're considered by insurers to be at higher risk of being involved in an accident, so they pay more for insurance.

Where you live: Living in a built-up area with high rates of vehicle crime will mean you see higher costs than someone living in a quiet, rural area with low crime rates.

Your occupation: Certain occupations are seen as more risky than others and you can see higher insurance costs as a result. This can be because of how much time you spend on the road, where you car is kept while you're working, and the types of people you're likely to associate with.

Your driving history: Driving convictions or previous claims will increase the amount you pay.

Your estimated annual mileage: This tells insurers how much time you spend on the road. The more miles you drive, the more you're likely to pay.

The car you drive: Insurers categorise cars into groups from 1-50. The higher the insurance group, the more you generally pay. Land Rover models tend to be powerful and expensive. Check what insurance group your Range Rover or Landrover is in.

The price you pay for car insurance will depend on many factors, but there are a few things you can do to try and bring the cost down:

Avoid auto-renewal

Most insurers will automatically renew your policy each year, but you don't have to accept the price they offer. Comparing quotes is one of the best ways to get cheap car insurance, so shop around to make sure you're getting the best price for your cover. The best time to buy your policy is around 20 days weeks before your renewal date².

Increase your voluntary excess

The more you're able to pay towards claims, the lower your insurance price could be. Just make sure you set it at a level that you could afford. But don't forget to consider any compulsory excess as you'll need to pay this too.

Pay annually rather than monthly

You could save money by opting to pay upfront rather than monthly. This is because insurance companies charge interest and admin fees when you pay monthly.

²Based on Confused.com data, Q4 2024.

Estimate your mileage accurately

Typically, the more miles you drive, the more you pay. Accurately estimating your mileage will mean you're only paying for the miles you actually drive. Our customers drive 6,574 miles per year on average². If you don't drive many miles, you might benefit from a pay-as-you-go policy.

Increase your car's security

Features like steering wheel locks, alarms and immobilisers. These make it more difficult for thieves to steal your car. Parking in a secure, well-lit location can also deter thieves.

Add a named driver

Always be honest about who the main driver is though. Otherwise you could be 'fronting', which is illegal.

Build up your no-claims bonus

Every year that you don't make a car insurance claim, you get a year added to your no-claims bonus (NCB). Insurers will offer discounts for each year of NCB you have, so the bigger your NCB, the bigger your discounts could be.