Land Rover car insurance

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Land Rover has been building 4x4’s (or SUVs as they tend to be called now) for over 60 years and such is their durability and strength, the manufacturer estimates that two-thirds of the cars it built in 1948 are still in use.

Land Rovers are used by all sorts of organisations - from the British military to The Born Free Foundation - to travel across some of the most inhospitable parts of the globe because they know they can be relied on (and it's this reliability that now makes them a staple of the morning school run!).

Whether you drive a workhorse like the Defender or prefer the luxury of a Range Rover, can get you a quote for your Land Rover that's the same as going direct - or cheaper.

Land Rover insurance groups

Typically, with insurance groups, the higher the number, the pricier your premiums

Check out our tables of Land Rover models below to help you get a better idea of which insurance group your particular model might be in, but remember, factors like your driving history, age and location are also taken into consideration when calculating a quote.

If you'd like more information, take a look at our guide on how car insurance groups could affect your premium.

Read our review Land Rover Discovery

It may be no surprise when you look at the table below that the Discovery isn't likely to be cheap to insure. 

As models in the Discovery range sit in quite high groups, insurance premiums are likely to be above-average. Despite this, it's worth remembering the group is just one factor of many that can determine your car insurance premium. Looking at road tax brackets, the Discovery sits at the top end of the scale, which will set you back a pretty penny too. 

Specification Engine Capacity Insurance Group Range* Tax Bracket Range
Standard trim 2.7 33 L-M
GS 2.7 - 3.0 34 - 39 K - M
S 2.7 - 3.0 34 - 41 L - M
XS 2.7 - 4.4 35 - 41 L - M
Landmark 3.0 40 L
SE 2.7 - 4.4 35 - 41 L - M
 HSE  2.7-4.4     37-42  L-M
Metropolis 2.7 37 M
HSE Luxury 3.0 42 K - L
Read our review

Read our review Freelander

A lot smaller than its cousins the Range Rover and Discovery 4, the Freelander is a great medium sized SUV. Owners can benefit from more reasonable premiums due to smaller engines, yet still maintain the high commanding driving position.

Specification Engine Capacity Insurance Group Range* Tax Bracket Range
Hardback (97 - 03) 1.8 - 2.0 21 - 25 K
Softback (97 - 03) 1.8- 2.5 21 - 23 K
Station Wagon (97 - 03) 1.8 - 2.5 21 - 25 K
Hardback (03 - 06) 1.8 - 2.5 21 - 25 K
Softback (03 - 06) 1.8 - 2.5 21 - 25 K
Station Wagon (03 - 06) 1.8 - 2.5 21 - 25 K
Freelander (06 onwards) 2.2 - 3.2 21 - 25 G, K, M, J
Read our review

Read our review Range Rover

The Range Rover is the ultimate in 4x4 cars: stylish, powerful and very capable. With its size, power and off-road capability, it is one of the most iconic luxury SUVs on the market. It is however, at the higher end of tax brackets and insurance groups, so premiums may be higher.

Specification Engine Capacity Insurance Group Range* Tax Bracket Range
Range Rover (94 - 02) 2.0 - 4.6 33 - 50 K
Range Rover (02 - 12) 3.0 - 5.0 38 - 50 L - K
Range Rover (13 onwards) 3.0 - 5.0 45 - 50 J - M
Read our review

Range Rover Evoque

The Evoque is one of Land Rover's smallest cars, and possibly one of the cheaper ones to insure too, thanks to a reasonable insurance group range (for a 4x4) and decent engine size. As well as being the smallest in the Range Rover range, it's arguably one of the more economical on fuel and has a reasonable tax bracket too.

Specification Engine Capacity Insurance Group Range* Tax Bracket Range
Pure 2.2 28 - 33 D - H
Prestige 2.2 30 - 35 D - H
Dynamic 2.0 - 2.2 34 - 39 F - J

Range Rover Sport

The Sport is one of Range Rover's most luxurious cars. With prices spanning from around £51k to £75k (not including optional extras) they're not a cheap purchase. Combine that with a high insurance group and large engine, and it's a recipe for potentially expensive car insurance.

Specification Engine Capacity Insurance Group Range* Tax Bracket Range
SE 3.0 43 J
HSE 3.0 43 J
HSE Dynamic 3.0 43 J
Autobiography Dynamic 3.0 - 5.0 45 - 49 J - M

*All information sourced from

Land Rover Defender

The Defender uses a large 2.2 litre engine which sits in bracket M tax brand. You can find out more about current tax band costs on the GOV.UK website.

Unlike many other 4x4's, the Defender lacks many safety features such as airbags, traction control and ABS. So as a family car or daily run around, the Defender may not be ideal.

When it comes to insuring a Defender, it’s worth remembering that few safety features and larger engines may have a negative impact on premiums. 

The major benefit of running a Defender is that it is built to last. Unlike many of its rivals, there are many early examples still used in the UK. Body panels are made out of aluminium and are easy to replace which means repair costs could be lower, and this could have a positive impact on your insurance premium.

The current model sits in insurance groups 25-28. The highest insurance group is 50, so insurance premiums should be reasonable.

Land Rover cars: did you know?

  • Established - 1948
  • Founder - Rover Company (first designed by Maurice Wilks)
  • Headquarters - Gaydon, UK

The first Land Rover was designed when there was still rationing in Britain after the Second World War, so it was built from aluminium instead of steel, and the original green paint came from a fighter plane factory.

Although the first model was built in 1948, Land Rover didn't become a company in its own right until 1978.

The Range Rover was launched in 1970 as the company was convinced there was a market for a car that combined the practicality of a 4x4 with the luxury, handling and performance of a saloon.

Such is the popularity of Land Rover for adventure and military use, and Range Rover with diplomats and Royalty, that the company has a specialist sales division for dealing with these high-demand and exclusive customers. QuickQuote Logo

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