Skip navigation car insurance price index in association with Towers Watson car insurance price index - by region

Motorists in the south see the largest premium increases

Drivers in the south (central) have seen larger increases than in any other area of late, with premiums increasing by 3.9% (+£22) compared with the last quarter. 

Top regional comprehensive insurance increases quarter-on-quarter in the UK Q4 2014

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Looking back over the past year, motorists in London City have seen the biggest annual increase (3.3%) - a price rise worth a huge £81. 

Motorists across the Midlands have seen their policies increase in price. Telford, in particular, had the biggest price rise - their policies have increased by 6.5%, adding £33 to their policy. 

On the other side of the coin, drivers across Shetland and the Hebrides in Scotland will be celebrating their premiums reaching records lows since the car insurance price index began in 2006. Quarterly decreases of 8.1% and 10.1% respectively means that they now pay £451 and £438 for their policies. 

The most expensive areas for car insurance in the UK

The most expensive premiums in the UK are still to be found in Inner London, where the average price comes in at £970 - a £13 increase on the previous quarter.  

Five most expensive regions in the UK for comprehensive car insurance Q4 2014

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The overall picture Q4 2014

About the price index

Car insurance prices having risen for the second consecutive quarter. Find out more about the overall picture. 

Average prices by gender

Price index - gender

Car insurance prices have gone up for both men and women in Q4 2014. Although young people (aged 17-20) of both sexes are better off than they were this time last year.

Our expert's view

Steve Sanders

Steve Sanders- Finance Director at  - gives his view on the latest car insurance prices.

How car insurance is calculated

How is the price index calculated

When an insurer charges you for your car insurance, how does it work out the cost? Find out how car insurance is calculated.

Car insurance price index trends

Price index trends

Discover the trends in car insurance premiums. The car insurance price index tracks car insurance prices every quarter.

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Compare car insurance

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