Personal loans

Compare deals on personal loans in minutes

We've partnered with Monevo to offer their best deals on loans. Monevo is a credit broker not a lender.

  • Comparing loans won’t affect your credit score
  • Compare quotes from a wide range of trusted providers
  • Apply today and borrow between £1,000 and £50,000

What can I use a personal loan for?

Home improvements

Whether you’ve just moved into a new home that's in need of a do-over, or your current home just needs a fresh lick of paint, a loan can help you cover the cost. It could even help with bigger renovations, like replacing your roof.


The big day often comes with a big price tag Venue, catering and accommodation can soon add up, and that's before you add in all the extras that help make the day unforgettable. If your dream wedding isn’t quite in line with your dream budget, a loan could help.

Car purchases

Next to a house, a car might be the biggest purchase you ever make. Whether you’re investing in a reliable family car, or treating yourself to something a little sportier, a loan can help you cover the cost. Just be sure to explore other borrowing options like car finance first.

Debt consolidation

Have debts spread over several cards or accounts? Consolidating them into a single pot could make them easier to manage. Just be aware that loans come with interest, so make sure they're the best option for you.

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The pros and cons of personal loans

Pros of personal loans

Quick access to money: Some purchases are essential, even if you can’t yet afford them. Loans help you cover the cost in a way that works for you.
Simple: With only one monthly payment to make, loans are easy to manage. This makes them ideal for debt consolidation and general borrowing alike.
Flexible: Loans allow you to choose how much to borrow and for how long. This gives you the freedom to tailor your borrowing to your budget.

Cons of personal loans include:

Interest: As with all credit, borrowing comes at a cost. Make sure you’re aware of exactly how much you’ll be paying in interest before taking out your loan.
Not always cheaper: Consolidating several debts into a single loan isn't always cheaper, especially if you’re borrowing over a long period.
Long terms: A lot can change in 5 years. Your monthly repayment might sound low now, but it might not seem reasonable if your circumstances change.

Will comparing quotes affect my credit score?

No, comparing loans with us doesn’t impact your credit score.

When you get a quote with us, our partner Monevo will perform a soft credit check on you.

They use this information to find the best deals for you.

Soft credit checks do not affect your credit score, and aren’t marked on your credit report.

Once you apply for one of the quotes we show you, your lender will then perform a hard credit check. These do appear on your credit report and can affect your score.

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What else do I need to know about before I apply?

There are a few things to be aware of before applying for a loan:


Annual percentage rate, or APR, is the total amount of interest and other fees you’ll be charged on top of the amount you’re borrowing. For example, if a loan comes with a 15% APR, this means you’ll pay 15% of the amount you're borrowing on top that amount.

Hard credit checks

Once you’ve picked a lender to go with, you’ll be taken to their site to finish your application. At this point, they're likely to perform a hard credit check on you. This will appear on your credit report and can impact your credit score if you’re rejected.

Term and interest

The length of your loan is known as its ‘term’. The longer your term, the lower the interest rate you may be offered. But keep in mind that while 12% over 5 years might sound better than 15% over 2 years, the 12% offer would see you paying more in total.

Who's Monevo?

Monevo's an award winning loans comparison provider. They compare quotes from trusted lenders on loans from £1,000 to £50,000.

We've teamed up with them to help find you a great deal on your loan.

Like all the partners we work with, they’re FCA regulated. This means they’re bound by strict rules that ensure the customer always comes first.

Get a quote today and see what deals Monevo can find for you.

Confused main loans illustration dark orange’s loan solution is offered by Monevo Limited. Monevo Limited (Monevo) acts as a credit broker not a lender. Monevo Limited (Monevo) is an Appointed Representative of Quint Group Limited (Quint), and is entered on the Financial Services Register under reference number: 723672. Quint is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Monevo is registered in England and Wales (Company number 06511345). Registered office: Glasshouse, Alderley Park, Nether Alderley, Cheshire, SK10 4ZE. Licensed by the Information Commissioners Office, (Registration number Z1498441).