What are the pros and cons of personal loans?
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Your credit score could improve, which is handy if your credit score isn't as high as you'd like. Keeping up with monthly repayments can help you rebuild your score. This will improve your chances of being accepted for credit in future.
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Set the terms of your repayment, including how long you'll be paying back your loan for. When you take out a loan with us and our partner, Monevo you can pay it back in between 1 and 5 years. Successful applicants could have the money in their account within a few days.
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Missing payments can harm your credit score. you'll need to make sure you can make the repayments first.
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A bad credit score can negatively affect your chances of being accepted by a lender. If you've previously defaulted (missed or stopped making a payment) or have a history of not making repayments on time, you may find it difficult to find a suitable personal loan.
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How much can I borrow?
How long can I take a personal loan out for?
What is a secure loan?
This type of loan usually means you’re able to borrow more, but it comes with the risk of losing your asset if you miss payments. If you think this isn’t worth the risk then a personal loan could be exactly what you’re after.
If you're a homeowner, our loans partner, Monevo, might show you options for secured loans available through a secured loans broker.
What is APR?
Loans guides

Secured vs unsecured loans
What's the difference between a secured and an unsecured loans? Let's take a look.

Here's how you can improve your credit score
Lenders will look at your credit score if you want to take out a loan. Here's how you can improve yours.

Guarantor Loans explained
What is a guarantor loan and is it right for you? Our guide explains everything you need to know.

No-guarantor loans
Worried about getting a loan without a guarantor present? There may be other options for you.

Short-term loans
Need to cover an unexpected bill? Short-term loans are one way of getting quick cash, but beware.

Long-term loans explained
Spread the cost of your repayments over a longer period of time.