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Whether you’ve just moved into a new home that's in need of a do-over, or your current home just needs a fresh lick of paint, a loan can help you cover the cost. It could even help with bigger renovations, like replacing your roof.
The big day often comes with a big price tag Venue, catering and accommodation can soon add up, and that's before you add in all the extras that help make the day unforgettable. If your dream wedding isn’t quite in line with your dream budget, a loan could help.
No, comparing loans with us doesn’t impact your credit score.
When you get a quote with us, our partner Monevo will perform a soft credit check on you.
They use this information to find the best deals for you.
Soft credit checks do not affect your credit score, and aren’t marked on your credit report.
Once you apply for one of the quotes we show you, your lender will then perform a hard credit check. These do appear on your credit report and can affect your score.
Annual percentage rate, or APR, is the total amount of interest and other fees you’ll be charged on top of the amount you’re borrowing. For example, if a loan comes with a 15% APR, this means you’ll pay 15% of the amount you're borrowing on top that amount.
Once you’ve picked a lender to go with, you’ll be taken to their site to finish your application. At this point, they're likely to perform a hard credit check on you. This will appear on your credit report and can impact your credit score if you’re rejected.
The length of your loan is known as its ‘term’. The longer your term, the lower the interest rate you may be offered. But keep in mind that while 12% over 5 years might sound better than 15% over 2 years, the 12% offer would see you paying more in total.
Hoping to get an extension or a new bathroom? A home improvement loan could help make it affordable. Here's what you should consider before applying for one.
If you’re strapped for cash, you might be tempted to put your car on the line to get a loan. But is it worth the risk? Let's take a look at what's involved.
A long-term loan lets you stretch your repayments over a longer period, which should help lower your monthly costs. Let's take a look at the pros and cons.
If you're unemployed or have a low income, it can be difficult to know if and how you can borrow money. But help is at hand. Here's what you need to know.
A wedding loan could give you a boost to pay for your big day. But is it worth it, and what alternatives are there to a wedding loan? Let's take a look.
If you're between properties, you might consider a bridging loan as a quick solution. But it comes with its own risks. What alternatives are there?
What's the difference between a secured and an unsecured loan? And how does it affect the amount you can borrow? Here's what you need to know.
