What do I need to compare touring caravan insurance?
When you get a touring caravan insurance quote we’ll ask for some details about you, your tourer caravan and the cover you’re looking for.
Here are some things we'll need to know about:
Caravan
- If it’s a single axle or twin axle tourer caravan
- The make, model and year it was made
- When you bought the touring caravan
- What you’ll use the caravan for
- Security features in use – most insurers need you to at least use a wheel clamp or hitchlock before they’ll offer touring caravan insurance
- Condition – whether your touring caravan is in a good state of repair
- How often you'll be towing your tourer caravan
- Where you store the caravan and the security at that site
Your details
- Your name, address, age and occupation
- When you passed your driving test
- If you’ve passed an approved driving course
- Your driving record
- Details of any no-claims bonus on caravan or car insurance you’ve built up
The cover you need
- Type of cover – you can choose between Market Value or New for Old touring caravan insurance
- How much voluntary excess you wish to pay
- If you want to pay annually or by monthly instalments
What our caravan insurance expert says
It can be easy to overlook the need to insure your touring caravan, especially with the rising cost of living. But tourers have a higher chance of being stolen or damaged, which could cost you even more for repairs or to replace your caravan.
Touring caravan insurance ensures your caravan is always protected, no matter where it is.
Jack Cox
Caravan insurance product manager
Need more help?
What optional add-ons can I get with caravan insurance?
If they're not already covered by your policy as standard, you may want to consider adding:
- Breakdown cover, including recovery for your tourer caravan.
- European cover – so you’re covered to use your touring caravan in the EU, typically between 30–90 days at a time.
- Legal assistance helps you claim compensation for uninsured losses caused by an accident that's not your fault.
- Cover for your friends and family – so they can use your caravan.
Is my caravan covered by my house insurance?
Your touring caravan won’t be covered by your home insurance. But if you have home contents insurance, it might cover certain items like camping equipment if you’ve specified these items on your home contents insurance policy.
Remember, other items you keep in your tourer caravan, like electrical goods, won’t be covered by your home insurance. Check your home insurance policy to find out what’s actually covered.
What is not covered by caravan insurance?
Here are some things that aren’t usually covered by caravan insurance:
- Damage or theft when the caravan is unattended and you’ve left the windows open.
- Theft or damage if your touring caravan is unattended/unhitched and you don’t use a wheel clamp.
- Everyday wear and tear
- Mildew or insect infestation damage
- When your tourer caravan is damaged or stolen if you haven’t stored it in a location that’s approved by your insurer.
Can friends and family use my caravan?
It depends on your policy. When you get a touring caravan insurance quote through Confused.com, we’ll ask you about how your caravan will be used. If you want friends and family to use your touring caravan, we can help you find the right cover.
Other types of insurance
Car insurance
is a legal requirement if you're driving in the UK. Find out more about choosing the right cover at the right price.
Travel insurance
is a great way to cover you against medical bills, delayed flights and stolen items when you're on holiday.
European travel insurance
it will cover you for any holidays that you've got planned in Europe this year.