What's the best type of motorbike insurance for a classic bike?
It doesn't matter whether you have an ordinary motorbike or a classic, you still need insurance to ride it on the road.
There are a few types of insurance to choose from that can benefit classic bike owners.
- Third party
- Multi bike
Best for everyday riders
Third Party:The minimum level of insurance you’ll need to ride on the road. It covers any damage you do to a third party’s property, but won’t cover the damage done to your own bike.
Fully comprehensive: Covers everything third party does plus any damage done to your bike. It’s often cheaper than third party despite covering more.
Best for occasional riders
Temporary insurance: Ideal for those who only ride their bike now and again, perhaps in the summer or on road trips. You can take out policies that’ll cover you for as little as 1 hour, or for as long as 28 days.
Best for bike collectors
Multi-bike insurance: If you have more than one bike, you might find it cheaper to cover them all under a single policy. This can make it easier to manage your insurance, and could save you money too. It also means the bikes you leave at home are insured against theft while you’re out and about on one of the others.
What add-ons are available with classic bike insurance?
When it comes to your classic bike, the cheapest policy might not always be the best.
Cheaper policies might cover fewer things, so you'll want to look at exactly what you're covered for before committing.
But if you really like the sound of a policy, but it's missing a few features, you can often add these on.
Some common extras you might consider include:
- Breakdown cover
- Helmet and leathers cover
- Pillion cover
- European cover
Motorcycle breakdown cover could help you if you’re stranded at the side of the road. There are several levels of motorbike breakdown cover, offering national roadside assistance or home start recovery.
Helmet and leathers cover protects your motorcycle gear if it’s stolen or needs replacing after an accident.
Pillion cover adds extra protection for your passenger if they’re injured in an accident. You still have to make sure they’re wearing protective clothing and a helmet.
European cover could be an option if you’re planning on riding your bike through Europe. You could have basic European cover on your standard policy, but the level of cover might be limited. This add-on could offer additional protections when driving on the continent.
We compare up to 37 trusted insurance companies to get you our cheapest deal in minutes
Types of bike insurance
can offer you protection on the road. Whether your ride is a scooter, a classic, a superbike or something else, we can help you find your next policy.
Multi bike insurance
Get a multi bike quote to cover all of your bikes on the same policy.
Off-road bike insurance
Specialised protection for off-roading, green-lining, dirt and trial bikes.
Quad bike insurance
For those riding on four wheels for sport, agricultural or fun.
Scooter and moped insurance
Cover for bikes with small engines, commonly associated with first-time bike users.
Protection for your three-wheeled pride and joy.
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