Skip navigation
price index calculator car insurance towers watson car insurance price index - by gender

The gender divide is closing: as both men and women see car insurance price drops in Q1 2014

The car insurance gender divide is closing. Both men and women have seen year-on-year price drops of -17% and -22% respectively.The average male premium now stands at £621, with females paying slightly less at £565, reducing the gender price gap to just £56.

Prcie index gender

Embed image:

Young women fare well in car insurance price drops

Young women (aged 17-20) have fared particularly well, benefitting from a price drop of nearly a third (-31%) year-on-year. This brings their average car insurance premium down to £1,557. While this group initially suffered from the anticipation and introduction of gender-neutral pricing in December 2012, the effects have since balanced out.


In Q1 2014 young men (aged 17-20) paid £2,041 on average for their comprehensive car insurance premium. This is a reduction of £807 compared to the same time last year; and a staggering £1,594 less than they paid two years ago, before the EU Gender Directive came into effect. 

Prcie index gender

Embed image:

The overall picture Q1 2014

About the price index

Car insurance prices continue to go down while inflation rises. Find out more about the overall picture.

Average prices by region

Price index - region

How does the area in which you live affect insurance? See car insurance prices broken down by region.

How car insurance is calculated

How is the price index calculated

When an insurer charges you for your car insurance, how does it work out the cost? Find out how car insurance is calculated.

Compare car insurance

Compare car insurance

Are you paying too much for car insurance? Compare quotes from top providers to find a better deal.

Car insurance price index trends

Price index trends

Discover the trends in car insurance premiums. The car insurance price index tracks car insurance prices every quarter.

Our expert's view

Gemma Stanbury

Gemma Stanbury - car insurance expert  - gives her view on the latest car insurance prices.