Trike insurance

How do I compare trike insurance quotes?

You can compare trike insurance quotes with us in just a few minutes. Having these details with you should help speed things up:

You'll need to know:

• Whether your trike is considered to be a motorbike or a car
• The make and model of the trike - having the registration makes things easier again
• The year your trike was manufactured
• How much your trike is worth
• A list of any modifications you've made to the trike
• What motorbike security devices you have
• Where you keep your trike when not in use

If your trike is a standard or manufactured model, we can usually quickly compare trike insurance quotes and show you our best prices in just a few steps.

If your trike is non-standard or custom built, things can get a little trickier. You can get a quote, then give your chosen insurer a call to confirm if they can cover your vehicle.

Can I ride my trike on a car licence?

Yes, you can.

You can ride a trike of any power rating so long as:

• You have passed motorcycle Compulsory Basic Training (CBT)
• You’re over 21 years old
• You have a full UK car driving licence

If you don’t have a full car driving licence, the requirements for riding a trike are a little different:

• If you’ve had a motorcycle or moped licence since before 19 January 2013, you can ride trikes of any power rating.
• If you have a provisional car or motorcycle licence, you can only ride a trike if you have a physical disability.
• If you’re not physically disabled and want to ride a motor tricycle you’ll now need to get the right provisional entitlement and pass CBT.

Driving tests for trikes and other three-wheeled vehicles are only available for physically disabled drivers.

If you don’t yet have a car licence, you’ll need a motorcycle licence at the very least before you can ride a trike.

You’ll need a full category A1 motorbike licence to ride motor tricycles up to power output 15 Kilowatts (kW), and a full category A motorbike licence to ride trikes with a power output more than 15 kW.

For more information, visit the GOV.UK website, or see our guide on how to get a motorbike licence.

Can I use my trike in Europe?

Yes, and the good news is you no longer need a green card to drive in the EU and Ireland, Andorra, Bosnia and Herzegovina, Iceland, Liechtenstein, Norway, Serbia and Switzerland.

However, according to the GOV.UK. website you may still need to carry a green card to drive in other countries in Europe, including:

• Albania
• Azaijan
• Belarus
• Moldova
• Russia
• Turkey
• Ukraine

You can get a green card from your insurer for free, but make sure you leave plenty of time to get one before you travel.

You must also always check with your insurer on your level of cover before riding and driving abroad. It’s also recommended that you take out European breakdown insurance, and don’t forget travel insurance if you’re planning a trip on your trike.