Tips to get cheaper motorbike insurance
If you're looking to reduce the cost of cover, check out our guide on how to get cheaper motorbike insurance. But here are some quick and handy tips:
Boost security
Keeping your bike in a garage or adding security features can reduce premiums.
Increase your excess
A higher voluntary excess can lower premiums, but keep it affordable.
Pay annually
Paying upfront is usually cheaper than paying monthly.
Review extras
Skip unneeded add-ons to avoid paying for unnecessary cover.
Shop around
Compare providers and don't auto-renew to find the best cover.
Take a motorbike course
Advanced training can help lower your insurance costs.
Types of Piaggio motorcycle insurance
When you buy insurance for your bike or scooter, there are 3 levels of cover to choose from:
Third-party
Third-party, fire and theft
Comprehensive
What optional extras can I get with my Piaggio motorbike insurance?
Motorbike insurance providers may well offer optional add-ons to your cover. While these are sometimes included as standard, you generally have to add these to your policy for a fee.
Breakdown Cover
Breakdown cover provides you with roadside assistance if your bike or scooter breaks down. You can usually choose between different levels, including roadside recovery, onward journey to get you to your destination, and home start if you break down on your driveway.
Personal accident cover
Otherwise known as personal injury cover, this add-on provides financial support if you're injured in an accident, or to your loved ones if you die. Cover levels vary between insurers, so check the policy specifics before you commit.
Legal protection
This covers your legal fees if you need to make a compensation claim against someone. Such as for personal injury or loss of earnings if you're hurt in an accident that wasn't your fault. It can also cover your legal expenses if someone makes a claim against you.
No claim bonus protection
This is an extra which stops you from losing all the years of no-claims bonus (NCB) you've built up if you need to make a claim. Policies vary between providers. Make sure you check to see how many years of no claims you lose if you do have to claim. And the number of claims it allows you to make.
Pillion cover
Pillion cover insures you for carrying a passenger on your Piaggio. This will cover them if they get injured while riding pillion. Note that you need the right kind of licence for this, and you can't carry passengers if you have a provisional licence.
FAQs
Can I insure my Piaggio under a multi-bike policy?
Yes, you can insure your Piaggio on a multi-bike policy. When you put multiple bikes on a policy, this cuts down on admin as there's only one renewal date to remember. Plus it might save you money.
Can I get coverage for international trips?
Yes, although it's not often included as standard on motorbike policies. When you compare bike insurance, check to see if you can add riding abroad to your chosen policy. You may need to pay a fee, but it tends to be affordable.There is sometimes a 30-day allowance to drive abroad included with some policies. Find out more about touring Europe on a motorcycle.
What should I do if my Piaggio is stolen or damaged?
You can find out everything you need to know about making a claim on your motorbike insurance here. But in short, here are the important steps to take:
- Take photos and document what happened
- Get eyewitness details if you can
- Get the details of any other road users involved
- If it's stolen, report it to the police and get a crime reference number
- Get in touch with your motorbike insurance provider to make a claim
Can I get classic Piaggio insurance?
Motorbike guides
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You can tax your motorbike online, by phone or by visiting the post office. You'll need your V11 form and your MOT if you're taxing it at the post office.
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You should be able to cancel your motorbike insurance policy at any time, but you might have to pay an admin fee. Here's what you need to know.
Touring Europe on a motorcycle: What you need to know
Nothing beats the freedom of taking your wheels out for a ride on the continent. Take a look at our tips for a touring Europe on a motorcycle.
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