What insurance group is my Volkswagen in?
When buying car insurance, one of the factors that can impact price is the insurance group your car is in. All cars are placed in a group between 1 and 50, with cars in group 1 being the cheapest to insure, and those in group 50 being the most costly. Your Volkswagen's group will depend on things like its value and specs - the more powerful a car is, the higher its group.
Volkswagen insurance groups generally range from 1 to 39. For example, a Volkswagen Polo might be anywhere from group 1 to 30, depending on the exact model you buy. Or, a Volkswagen Golf S model could be in groups 7-17, while a more expensive GTI model could be as high as group 34.
If you're unsure what insurance group your Volkswagen is in, you can use our insurance group checker tool to find out.
Car insurance group checker
The car
Insurance group
Group
9/50
How can I save on my car insurance?
Several things can help to reduce the cost of your Volkswagen insurance, regardless of your driving history, age or location. Some things you can do are:
Estimate your mileage accurately
Driving more miles can increase your insurance costs as insurers will see you as higher risk. If you aren't expecting to drive many miles, you might find a pay as you go policy could be better value.
Improve your car's security
Adding features such as a steering wheel lock, car tracker or immobiliser to reduce the chances of it being stolen. Parking habits will also affect your insurance - if you're able to park in a secure garage rather than a dimly lit street, you can reduce the risk to your vehicle.
Build up your no-claims bonus (NCB)
Each year you don't claim on your insurance to take advantage of insurer discounts based on the number of years you've got. Look out for insurers that offer to protect your NCB. This allows you to make a limited number of no-fault claims before your NCB is affected, although you usually have to pay more for this feature.
Pay annually rather than monthly.
On average, you could save up to 40%2 by paying annually rather than monthly.
Add a named driver
Having another driver on the policy with a good driving history can reduce your costs by up to 23%2. You'll need to make sure you're honest about who the main driver is though. If not, you'll be seen to be 'fronting' which is illegal and will be likely to invalidate your policy.
Increase your voluntary excess
If you can afford to cover a higher payment in event of a claim. The higher your overall excess, the lower your insurance cost will generally be. The most popular voluntary excess is £2502.
Shop around and compare quotes
Make sure you get the best deal for the cover you need. You can save up to According to our data, around 20 days before your renewal date is often the cheapest time to buy.2
2Confused.com price index data, Q4 2024
What insurance can I get for my Volkswagen?
There are three levels of car insurance you can choose from:
Car insurance guides
The 5 most common motoring offences
We look at the most common motoring convictions in 2023
Countries that drive on the left
Which countries drive on the left? And why do they do it? We offer some advice if you haven’t driven on the left hand side of the road before and what to expect.
Staying calm during bank holiday traffic
Heading away for the bank holiday and worried about the traffic? Learn how to manage frustration, practise defensive driving and find a calmer mindset with these practical tips.
Speeding fines surge by 14% as AI cameras catch thousands of drivers
We look at the new AI speed cameras that can see inside vehicles, catching motorists who are speeding, not wearing a seatbelt and using their mobile phone.
Digital driving licences are coming - here’s what you need to know
Big changes are coming to how we carry our driving licences in the UK. A digital version is on the way. Here’s what that means for you.
What you need to get a car insurance quote
Want to know what’s involved in getting a quote? This guide tells you what questions we’ll ask, so you can get everything ready in advance.
cookie usage