Audi car insurance

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How much does a Audi cost to insure?

Many of Audi's models are in the high-value bracket and frequently in higher insurance groups too – especially those with powerful engines and where repair costs can often be high because replacement parts are expensive.

But given the vast range of cars that Audi offers, car insurance premiums do vary dramatically depending on the specific model.

Understandably the price tag, engine size and age of the car will be reflected in the insurance premium offered to you.

As well as your car, your own circumstances will have a bearing. For example you may live near a traffic black spot or in a postcode where cars are more frequently stolen and that could drive your premium higher. 

All information on this page was last reviewed on 24/05/2022, see T&C.

Audi A1 insurance

Insurance premiums for an Audi A1 can vary massively due to the insurance groups they fall into. Some A1 models such as the Audi A1 1.2 FSi SE are classified as insurance group 9, while the Audi A1 TFSI Black Edition models are classified as group 22-28.

You can usually assume that the higher the insurance group your car is placed in, the bigger your insurance premium is likely to be.

Audi A3 insurance

The same situation applies with the Audi A3. Audi A3 models are classed in insurance groups 14 to 46, so like the A1 the cost of insurance can vary significantly depending on which model you have. 

You generally pay more for insurance if you have a bigger engine. Your age and where you live also affect your insurance costs.

Though not specific to insuring an A3 or an Audi in general, insurers will also take into account several other factors when deciding your premium. These could include:

  • Any no claims discount
  • Your driving history
  • The age of your car
  • Whether you’re married or single
  • Your car’s safety rating and anti-theft precautions
  • Your credit history and profession
  • The number of miles you drive every year

Audi A4 insurance

The Audi A4 is sold as an executive saloon and this sense of prestige translates to its average insurance costs. The Audi A4 insurance groups range from 19 to 41, depending on the engine size and trim.

For example, the 2.0 TDI Ultra SE 4d sits in insurance group 9, but the 2.0 TDI Ultra Sport 4d S Tronic is in insurance group 27.

Prestige models like these tend to be more expensive to insure because their powerful engines might mean more expensive repair costs. Their price tag and desirability also makes them a bigger target for thieves. If you're looking to cut the cost of insuring an Audi A4, you could:

  • Only use it for social purposes
  • Limit your mileage
  • Ensure it's locked up and stored securely at night

Audi Q5 insurance

As a prestige compact SUV, the Audi Q5 insurance group tends to be higher than some other models. Audi Q5 insurance groups range from around 25 to 45, with the higher-end models having specialist trim options.

With competition from the likes of Jaguar and Mercedes-Benz, it's no wonder that the Audi Q5 tends to lean towards the highest insurance groups.

History and facts about Audi

August Horch, one of Germany's pioneering personalities automobile engineers, was the founder of Audi.

In 1899 he started his own business A. Horch & Cie. in Cologne before moving to Zwickau. Following disagreement with the board, Horch left in 1909 and immediately established a second car company in Zwickau.

However, because his surname Horch was already in use by his former company and protected by trademark, he chose its Latin translation for the new company. So ‘horch’ – or ‘hark’ – became ‘audi’ .

Admittedly a bit of a mouthful, Audi Automobilwerke GmbH, Zwickau began trading in April 1910.

Classic Audi models

The first-generation Audi 80 (B1 series) was launched in 1972. By the time production of this generation ceased, more than a million cars had been built.

The 1970s was a defining period for Audi. 1974 saw the appointment of Ferdinand Piëch as Head of Technical Development. During the ‘Piëch era’ Audi became synonymous with innovative car manufacture. The five-cylinder engine (1976), turbocharging (1979) and quattro four-wheel drive (1980) stand as testimony to this innovative spirit.

The Audi quattro made its debut in March 1980 at the Geneva Motor Show. The expression ‘Vorsprung durch Technik’ which means ‘progress through technology' was the phrase used in every Audi TV advert at this time. It certainly applied to the Audi quattro, with a permanent four-wheel drive that made it ideal for driving on different types of road surfaces in both winter and summer.

Over 10 million cars with the quattro drive have been produced since then. Audi has always offered the quattro drive in different versions, customised for each model. 


The Audi TT is another classic Audi creation. The 2-door production sports car that dates back to the late 1990s is now in its third generation.

Its sleek, iconic shape has been maintained, with refinements added over the years. The current top of the range is the TT RS Vorsprung6.

If you're lucky enough to own a classic Audi, find out more about classic car insurance.


What the future looks like at Audi

Drivers are eagerly awaiting the launch of the four-door Audi A6 e-tron concept. The all-new electric production model is due to be available to drivers in 2022.

One of the interesting innovations Audi has incorporated in the design of the A6 e-tron is the use of Heliosilver paint. This reflects a significant percentage of the thermal radiation in sunlight before it enters the car’s body and, above all, the cabin.

As a result, there is often no need to use the air conditioning to keep the interior cool. This energy-saving innovation contributes to the A6 e-tron concept’s ability to travel up to 434 miles on a single battery charge.

It will be based on Audi’s new Premium Platform Electric (PPE) technology and will showcase what Audi’s electric-powered luxury-class models will look like in the future.

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