What is travel insurance?
In a nutshell, travel insurance could protect you against unforeseen circumstances that might leave you out of pocket while on holiday such as lost luggage, delayed flights or hospital bills.
The most common type of policy is single trip travel insurance, which covers you for just one trip. If you go on holiday often, you can opt for multi-trip or annual cover to save the hassle of getting covered again and again. Check out our guide to types of cover for more information.
Benefits of having travel insurance:
According to the Association of British Insurers, every week travel insurers pay out around £5.3 million in medical costs for UK travellers who fall ill abroad. This just shows how expensive emergency medical treatment abroad can be, but what about other holiday mishaps? Here are a few benefits that could help you stay protected on your holiday:
- Emergency medical expenses - Your policy could cover your medical treatment and transportation costs of getting back to the UK if you get ill or injured abroad.
- Cancellations - Your policy could cover you if you need to cancel your holiday before departing or if you have to cut your trip short whilst abroad due to an illness, family bereavement, redundancy or unexpected damage to your home.
- Baggage and personal possessions - This part of the policy could protect you for the accidental loss, damage or theft of your baggage, personal possessions and money.
- Most policies offer a 24-hour helpline that provides support and advice to help you deal with your emergency, wherever in the world you may be.
Take a look at our guide to claiming on your policy.

"Decent website and found good prices"
Bill Jones
Apr 2013
"I have not changed insurance company for 5 years and I got 50% off. I cannot just help but to say that you are doing a very good job!!!"
Candy
Jan 2012
"Very pleased with your efforts, saved about £150 to £160 by changing insurers and for the same coverage..."
Charles Wheatley
Jan 2012
"It is in my opinion the best comparison web site that I subscribe too. Everything is in an easy to use place and it is clear on detail. I will certainly recommend to others."
John Rutherford
Jan 2012
"I found your website easy to use. I saved money over my previous insurance. Well done "confused.com" for such a wonderful website and I will be coming back next year for another quote"
Susan Allan
Apr 2013
Looking for specific cover?
Going on more than one holiday this year? If so, it's worth considering an annual policy
Take to the open seas with cruise insurance
Tailored quotes for travellers over the age of 50
See all of the specialist travel insurance