The U.S. of A! What a place to visit. From the sprawling mountains and parks to the bright city lights of Sin City (A.K.A Las Vegas). You might want to immerse yourself in nostalgia and fun with a family trip to Walt Disney World in Florida. Or maybe you fancy a solo hiking trip to the Grand Canyon. Whatever you want to do, there's a good chance you can scratch the itch in the USA.
If you're packed and ready, you can get a travel insurance quote with us - it only takes a few minutes. If you're still planning your big American trip, then keep reading.
This depends on your insurer and the policy you choose. But here's what's typically covered on a travel insurance policy:
You can do loads of stuff in America, from skiing to cruises. So make sure you have the right cover for the activities you're doing.
Yes, you can get travel insurance for pre-existing medical conditions. Your choice might be limited and could cost more, particularly if your condition is serious. That's because treatment could be more expensive if you need it abroad.
Some pre-existing conditions include:
Did someone say Walt Disney World? If you're heading to Florida with your family there's loads to do. From theme parks to cruising around Miami in an open-top-car. Or maybe you're feeling more adventurous and considering snorkelling or scuba diving in the Florida Keys. You can get travel insurance for Florida specifically if you're buying single-trip cover - just enter Florida as your destination. You could consider family travel insurance if you're going with them or individual worldwide travel insurance if you're going by yourself.
Hoping for a spot of ice skating at the Rockefeller Center? Then New York is the city for you. It's a popular city for a city break, and we probably don't need to tell you why because it's so iconic. But you can have a mooch around the busy streets, see the Statue of Liberty and Central Park. You can get travel insurance for New York, getting a quote with us might take just over a New York minute though. Just remember that New York City hotels charge a tourist tax. You can see how much you might pay by using our tourist tax checker.
They say what happens in Vegas, stays in Vegas - that applies to lost luggage too. Luckily, having travel insurance for Las Vegas can cover you for these kinds of circumstances. But it's not called Sin City for nothing. It's worth remembering that your travel insurance won't cover you for any incidents that could happen because you were drunk or on drugs or because of illegal or malicious behaviour.
If you're getting a taste for adventure in America, that's great! But they're not usually covered under standard travel insurance policies and come at an added cost. Let's take a look at what you could add to your policy:
Trekking and hiking insurance
Snowboarding insurance
Scuba diving insurance
Compare travel insurance quotes easily. It just takes a few minutes. All you have to do is follow these steps:
1Correct as of February 2025
"The USA is an exciting place. It's easy to get swept up in the excitement and buy the wrong travel insurance or forget it entirely. And while it isn't a legal requirement in the USA, it's worth noting that healthcare is expensive. Travel insurance can cover the cost of medical bills. It can also cover lost baggage, travel disruption both before and during your trip. Use our guide to find out what travel insurance you can get for your American adventure."
For any holidays or trip to the USA you'll need as ESTA. We take you through what it is and how to apply for one.
We take a look at what ATOL protection means and what it covers.
Ever wonder what those stars mean on your travel insurance policy? It’s probably the Defaqto rating.
Learn about how cancellation cover can help you if you run into a problem before you go on holiday.
What you need to consider when you're taking out your travel insurance.
Means you can get one policy that covers everyone, rather than buying individual policies.
Is the perfect policy for those who plan to travel for an extended period.
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