To get into Cuba, you’ll need travel insurance. The country insists tourists have it in place, and you’ll need to prove you’re covered once you land.
If you’re found without insurance, you could be denied entry.
Compare quotes now to find a great deal in minutes, or read on for more Cuba travel insurance advice.
Cuba doesn’t insist you have a specific type of travel insurance in place, just that you’re covered.
There are several policy types to choose from, including:
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"Cuba’s entry requirements might be a bit stricter than you’re used to, so make sure you’re clued up on what you need before you set off. Insurance, tourist cards and health declarations are all legal requirements for entry, so get these sorted well ahead of time.
And it’s good to have a plan in place for how you’re going to pay for things, as you can’t buy Cuban money outside the country."
Travel insurance policies for Cuba start from:
£18.20*
*Cheapest policy available for a 30 year old with no medical conditions travelling to Cuba for 7 nights with no policy add-ons selected. Prices correct as of 15/08/2023.
Travel insurance policies for Cuba start from £18.20*.
You may pay more for your cover than this due to your unique risk profile. This is based on things like when you're travelling, how long you're staying for and whether you have any medical conditions.
If you find the quotes you're receiving are a little too high, there are a few things you can do that may bring your prices down:
Pick the right policy: Travelling as a family? Staying for a month or longer? Then family travel insurance or a long stay policy might work out cheaper than a single policy.
Limit your add-ons: Gadget cover can be useful, but if you're not travelling with any pricey electronics then it may add to the price of your policy without benefitting you in any real way. Think about the add-ons you really need before getting a quote.
Change your excess: The amount you agree to pay towards the cost of a claim can influence the price of your policy. Opting to pay a little more could bring the cost of your policy down.
*Cheapest policy available for a 30 year old with no medical conditions travelling to Cuba for 7 nights with no policy add-ons selected. Prices correct as of 15/08/2023.
Cuba is a risk zone for:
Zika Virus
Dengue Fever
Yellow fever
Chikungunya Virus
While it’s fairly reliable in Havana, healthcare can be of lower quality outside of the capital.
Even within Havana, medical facilities can be fairly limited. For serious medical conditions, you may need to be flown home for treatment, which can be very expensive.
Other procedures can also be expensive, and many healthcare facilities will insist on payment before you're discharged. If this is the case for you, contact your insurer to see if they can cover your care costs immediately. If they can't you may have to cover them yourself, until you're able to make a claim once you return home.
It's also worth keeping in mind that Cuba is a risk zone for several serious diseases. It's advised you get vacicnated for these, as your travel insurance may not cover you if you need treatment for a preventable disease.
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