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Travel insurance for Türkiye

Türkiye is a popular destination for British tourists. Travel insurance isn’t a legal requirement there, but it’s worth considering. Having travel insurance means you’re protected against medical costs, as well as other unforeseen circumstances.

Ready to get insured? Compare quotes now to find a great deal, or read on for more information about insuring your trip to Türkiye.

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Important travel information

The conflict in the Middle East - particularly in Lebanon, Israel, Gaza & Iran - is currently disrupting travel to popular destinations. Most major airlines including British Airways and KLM have suspended flights to Dubai. We recommend checking the Foreign, Commonwealth & Development Office (FCDO) website for the latest travel advice before travelling. 

The conflict is also disrupting fuel supplies, which may cause flight delays or cancellations. If this is already a known issue when you buy your policy, claims linked to it might not be covered.

Last updated: 10am 22/06/2026

Do I need travel insurance for Türkiye?

No, travel insurance isn’t a legal requirement when you’re travelling to Türkiye. But, it’s worth considering. This is because the GHIC or EHIC isn’t valid there. So, if you need medical treatment during your trip, you have to pay for it yourself.

Travel insurance also covers for other events, such as flight delays or cancellations or unforeseen circumstances that mean you have to cancel your trip.

We compare 46 Defaqto rated travel insurance companies1 to find you the best deals

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Choosing the right policy for your trip

Türkiye is normally covered by European travel insurance, despite most of the country being in Asia. It’s important to check policy details before buying insurance to make sure your trip is covered though.

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Single-trip travel insurance

If you're planning your annual summer holiday, or not planning on going abroad again within the year, this might suit you. It covers you for a single trip to 1 destination.

Single-trip travel insurance
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Multi trip travel insurance

If you travel frequently each year, an annual policy might be a good option. This is normally cheaper than taking out individual policies every time you travel.

Multi-trip travel insurance
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Backpacker travel insurance

If you're planning to travel to multiple countries in a single trip, you might need a backpacker travel policy. These cover you for a single trip to multiple destinations over 18 months.

Backpackers travel insurance

Is Türkiye included in European travel insurance policies?

“Some insurers classify Türkiye as European and others as worldwide. This means your trip might be covered by most European travel insurance policies. Don’t assume this is the case for all providers though - make sure you double check before buying insurance.

“If an insurer doesn’t class Türkiye as part of Europe, you need worldwide travel insurance.”

Tom Vaughan - Confused.com Travel expert
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What does travel insurance for Türkiye cover?

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Most travel insurance policies cover:

  • Medical cover and repatriation insurance. If you need medical attention while you’re in Türkiye, you might have to pay for it yourself. Travel insurance should cover these costs.
  • Baggage cover. Replacing clothes, toiletries or other belongings can be expensive. Travel insurance can cover the cost of replacing any personal possessions.
  • Flight cancellations. If your flight is cancelled, travel insurance covers the costs of arranging new flights. It can also cover additional accommodation costs if you need to stay in a hotel for an extra night.
  • Cancellation or curtailment cover. If your trip is cancelled or cut short, you should be able to claim back any costs through your insurance.
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Most policies exclude cover for:

  • Extreme sports and activities. Travel insurance doesn’t usually cover activities like skiing. These generally require specialist insurance, like extreme sports travel insurance.
  • Pre-existing medical conditions. These have to be declared when you buy insurance. But, some might require a specialist policy.
  • Natural disasters, like forest fires, earthquakes and flooding are frequent in Türkiye. Travel insurance generally offers enhanced natural disasters cover for events like these.
  • Travelling against FCDO advice, for example if you travel to a location the FCDO advises against. This includes any existing policies you have.
  • Incidents that occur under the influence of drugs or alcohol. Travel insurance doesn’t protect you if you’re injured or your personal possessions are damaged while you’re under the influence.

How much does travel insurance for Türkiye cost?

The price you pay depends on your personal circumstances and the policy you choose.

For example, if you’re planning on doing any adventure sports while you’re away, you might need specialist activity travel insurance. This can increase the price you pay. Or, if you have any pre-existing medical conditions, you might find that insurers only offer you cover at a higher price.

Policy type Price
Single-trip travel insurance
£9.321
£16.612
£27.153

1Cheapest price for single-trip travel insurance. Based on 1 adult aged 30 with no pre-existing medical conditions, travelling in Türkiye for 1 week. Confused.com data, June 2026.
2Cheapest price for single-trip travel insurance. Based on 2 adults aged 30 with no pre-existing medical conditions, travelling in Türkiye for 1 week. Confused.com data, June 2026.
3Cheapest price for single-trip travel insurance. Based on 2 adults and 2 children with no pre-existing medical conditions, travelling in Türkiye for 1 week. Confused.com data, June 2026.

Medical treatment in Türkiye

The EHIC and GHIC aren’t valid in Türkiye, which means medical treatment isn’t subsidised at all. So, you’re responsible for paying any medical bills. If you need medical treatment in Türkiye, you should contact your insurer as soon as possible. They should cover some of the costs.

If you’re travelling abroad for medical, dental or surgical treatment, you should discuss your plans with your GP in the UK first. Standard travel insurance doesn’t normally cover elective procedures. It’s possible to find specialist cover, but it might be expensive.

Travel insurance for activities in Türkiye

You should consider what you plan on doing during your trip when taking out insurance. Not all travel insurance policies cover all eventualities. But, additional cover can come at an additional cost.

  • Long stay travel insurance: If you’re planning on visiting a number of different countries during your trip, a backpackers insurance policy might be best suited to you.
  • Cruise travel insurance: If Türkiye is a stop during a cruise, a cruise travel insurance policy covers missed excursions or delayed or missed departures.
  • Sports travel insurance: This type of policy covers different activities, like hiking, that aren’t normally covered by standard insurance.

Do I need a visa for Türkiye

No, you don’t need a visa if you’re travelling to Türkiye for up to 90 days.

You do need a valid passport, with an available blank page for entry and exit stamps. Your passport must be valid for at least 150 days from the date you enter the country.

Use our free tool to check the visa requirements for your destination before you travel.

Travel tips for Türkiye

  • Safety: The FCDO advises against all travel to parts of Türkiye, specifically within 10km of the Syria border.
  • Money: The currency is the Turkish lira. Debit and credit cards are normally accepted in most tourist places. It’s worth carrying cash too, just in case. Remember to be aware of your belongings at all times and don’t leave valuables unattended.
  • Language: Turkish and Kurdish are the most widely spoken languages, but some people in tourist areas might speak English.
  • Clothing: If you’re planning on visiting any places of worship during your trip, it’s important to dress respectfully. This normally means dressing modestly.
  • ID: It’s a legal requirement to carry personal identification at all times. This should include a photograph, such as your passport. Make sure you keep it secure.
  • Driving in Türkiye: To drive in Türkiye, you need a green card and either a full UK driving licence (notarised in Turkish) or an international driving permit (IDP). The conditions of roads can vary, and might be poor in rural areas. You should always drive carefully and follow local rules.
  • Other information: It’s illegal to smoke in public places, including workplaces and transport.

*Correct as of June 2026

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