Motorbike insurance FAQs

What do the different levels of cover mean?

There are three main levels of cover available with motorbike insurance: third party only, third party fire & theft, and fully comprehensive.

They work the same way as they do with a car insurance policy, with the level of protection and cover increasing across each. You can read more about what they cover in our guide.

Can I transfer my car's no claims bonus to my bike?

Some insurance companies will allow you to carry your car's no claims bonus over to your motorbike policy, but the majority will not. If in doubt, check with your insurer.

Does my insurance cover me to carry passengers?

Often referred to as pillion cover, this will depend on the policy you buy, and you should check the terms and conditions of your cover before carrying any passengers.

You’ll also need to make sure your licence allows you to carry passengers.

How do the motorbike licence grades work?

Similar to how driving licences are given categories that let you drive different vehicles e.g. cars, buses and trucks, your motorbike licence will only entitle you to ride certain motorbikes.

Restrictions will normally be based on your age, riding experience, and the power of the bike. You can read more on the Gov.uk website.

I've entered my bike's details but I can't find it. What do I do?

New models and imported bikes can be difficult to find, and some models are listed under a slightly different name. For example, you’ll find a Piaggio under "Vespa Piaggio’.

If your details are correct and you still can’t select your bike, then unfortunately we won’t be able to help you get a quote at this time - without knowing your bike’s exact details, the prices we return could be invalid.

Why do I need both a motorcycle and car licence?

If you haven’t got a car licence, you can leave this question blank and still carry on with your quote.

A full UK licence allows you to drive a bike provisionally, so we need to know the date you got it if you have one.

Ready to get a quote?

Compare quotes from up to 40 motorbike insurance providers to find the best deal.

Or log in to retrieve your previous quotes

Motorbike insurance

Compare cheap quotes from up to 40 providers