Got a question about motorbike insurance?
Below we've compiled some of the common questions bikers have when it comes to finding insurance. For more questions, take a look at our FAQ's.
- Does my insurance cover me to carry passengers?
This will depend on the policy you buy, and you should check the terms and conditions of your cover before carrying any passengers. You’ll also need to make sure your licence allows you to carry passengers.
- How do the motorbike licence grades work?
Similar to how driving licences are given categories allowing you to drive different vehicles (cars, buses, trucks etc.), your motorbike licence will only entitle you to ride certain motorbikes. Restrictions will normally be based on your age, riding experience, and the power of the bike. You can read more on the Gov.uk website.
- Can I transfer my car’s no claims bonus to my bike?
Some motorbike insurance companies will allow you to carry your cars no claims bonus over to your motorbike policy, but the majority will not.
- What do the different levels of cover mean?
There are three main levels of cover available with motorbike insurance; third party only, third party fire & theft, and fully comprehensive. They work the same way as they do with a car insurance policy, with the level of protection and cover increasing across each. You can read more about what they cover in our guide.
Many providers will also offer their own optional extras and add-on’s, which you’ll be able to compare on our quotes page. If there is a particular extra you require, such as breakdown cover or legal protection, you should make sure it is offered by the insurer before you buy.
Confused Motorbike Insurance is administered by Vast Visibility Ltd who are authorised and regulated by the Financial Conduct Authority under firm reference number 566973. Vast Visibility Ltd is registered in England & Wales No. 05866769 at office: Queen Anne House, Queen Anne Street, Southport, Merseyside. PR8 1EH