Why do I need student contents insurance?
If you're a student, the last thing you'll want to worry about is having to fork out money to replace your stuff after a theft or burglary. With contents insurance, you could protect yourself against theft and you could even get cover for damage or loss.
Research from Aviva has found that:
- The average student has possessions worth £2,000
- 40% of parents worry about their student children being mugged
- 25% of parents are concerned that their child will be burgled while at university
You could take some simple precautions to lower the risk of you suffering a theft or robbery, such as ensuring your house is properly secured and not flashing your valuables in public.
It's important to check your policy's small print so you know exactly what you're covered for. For example, if you're renting, you may need a policy that covers you during holidays, as many policies don't cover you if your property is empty for more than 30 days in a row.
If you're looking for a rental property, our guide to finding a good estate agent might be helpful.
Why compare student contents insurance with Confused.com?
As a student, you might have lots of expensive stuff that appeals to thieves, like your smartphone, laptop and other gadgets. This could be why 1 in 3 students fall victim to crime each year, according to the Home Office.
It's easy to assume your things are covered by your parents' home insurance policy, but this is unlikely to be the case. Get cover and you'll be able to focus all your time on studying and having fun!
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