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Student insurance

Cover your contents against theft and damage, then get studying!

  • Protect your smartphone, laptop and gadgets from theft and damage
  • Compare cover whether you're in halls, shared accommodation or living at home
  • Student policies purchased through Endsleigh are not eligible for entry into the £Million Mega Draw - see our T&Cs
  • Get a quote with, or try Endsleigh, the student insurance specialist

What is student contents insurance?

  • It's a policy that protects your stuff against theft and damage
  • Standard policies usually cover items like your clothes, books and electronics
  • You could get extra cover for high-risk items like laptops, bikes and musical instruments
  • Some policies offer add-ons to protect against accidental damage and loss

Try reading our guide to student insurance if you'd like more details.

Why do I need student contents insurance?

If you're a student, the last thing you'll want to worry about is having to fork out money to replace your stuff after a theft or burglary. With contents insurance, you could protect yourself against theft and you could even get cover for damage or loss. Research from Aviva has found that:

    • The average student has possessions worth £2,000
    • 40% of parents worry about their student children being mugged
    • 25% of parents are concerned that their child will be burgled while at university

Student accommodation falls into some of the UK's highest crime hotspot areas*:

Areas Burglaries per 1,000 population
London  46
Manchester 23.7
Nottingham 22.3
Bristol 20.6
Reading 20.6
Leeds 20.5
Hull 19.7

*British Crime Survey data

    • 1 in 3 students fall victim to crime each year, according to the Home Office
    • As a student, you might have lots of expensive stuff that appeals to thieves, like your smartphone, laptop and other gadgets

    You could take some simple precautions to lower the risk of you suffering a theft or robbery, such as ensuring your house is properly secured and not flashing your valuables in public.

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Peter Boyle May 2013

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Sharon Fryer May 2013

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Endsleigh insurance

With nearly 50 years of experience working with students, Endsleigh is the only insurance provider recommended by the NUS, and it provides insurance policies especially for students.

We know how important it is to stay connected while you're at uni, not just to family and friends but to your studies too. That's why you could find cover that includes the promise of 24 hour replacement for laptops and phones**.

**24 hours represents one working day from Endsleigh approving your claim.

Endsleigh Insurance Services Limited is regulated and authorised by the Financial Conduct Authority. Registered office; Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE. Registered in England no: 856706.

Student insurance tips

Make the most of your policy by checking the following:

  • The terms and conditions as some policies may have specific requirements, for example, locking the bedroom door when leaving the house.
  • Don't assume your things are covered by your parent's home insurance policies - parental policies will often have certain exclusions which won't give a student the full cover they need.
  • The excess before buying, as it might not be worth paying £250 excess for a £300 laptop.
  • The period of cover, as the policy may not cover your belongings when the term time ends.

Why compare student contents insurance with was the first price comparison website which has a decade's worth of experience in insurance, so we'd like to use our expertise to help you make the most of your policy.

We have a wide selection of up-to-date articles and guides to help you out, whether you need home insurance excess explained or how to find a good estate agent.

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Burgled Britain

Check out our infographic to find a few of a thief's favourite things.

Household valuables infographic teaser