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Smart insurance for smart cars

Founded in 1994, smart has its headquarters located in Boblingen, Germany, and is a branch of Daimler AG. Smart has enjoyed huge success as people are drawn to the many benefits of owning the unique smart car. These include:
  • Small body sizes and engines are two factors that contribute in a big way to your car insurance grouping. This can directly affect insurance premiums. The smart car range is designed to be economical in this area.
  • Smart cars generally have low tax bands and can also be cheap to repair. More factors that can help cut insurance costs.
  • Smart prides itself on producing the perfect city car – the Fortwo measures just 1.66m width-wise.

The smart Forfour and Fortwo are two of the company’s most popular models. The Forfour could cost you around £740* for your yearly premium if you’re aged 31 – 35. Or £601* if you’re 51-55. Car insurance for the Fortwo, if you’re aged 36-40, can cost you around £589*.

Below we’ve pulled together information on past and present smart models. This also includes an average car insurance price for each car across different age groups. These prices are an average based on all specifications of that model, and all our customer quotes from 1/1/17 – 30/06/17. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.

Smart Car Model Insurance Group** Tax Bracket Range**
City Cabriolet (01 - 04)
9 - 17 C - D
City Coupe (01 - 04)
7 - 17 C - D
Crossblade (02 - 03)
16 E
Forfour (04 - 06)
7 - 32 C- G 
Forfour (15 - on)
1 - 11 A - F
Fortwo Cabriolet (04 - 07)
 7 - 16 C - D
Fortwo Cabriolet (07 - 14)
2 - 15 A - D
Fortwo Cabriolet (16 - on)
5 - 15 A - F
Fortwo Coupe (04 - 07)
7 - 16 C - D
Fortwo Coupe (07 - 14)
2 - 13 A - D
Fortwo Coupe (15 - on)
3 - 13 A - F
Roadster (03 - 07)
20 - 28 D
 Roadster Coupe (03 - 07)
 20 - 26 D

**Information sourced from Parkers.co.uk and based on the standard version of each car.

You can find more information on how these factors may impact your yearly running costs in our collection of articles, which includes an explanation of how car insurance is calculated, and the ABI group rating system.

 

 

 

 

 

smart car fortwo orange

Smart cars: did you know?

  • Owner - Daimler AG
  • Headquarters - Böblingen, Germany
  • Founded - 1994
  • Products - Microcars

Smart automobile, usually referred to as smart Car, is a branch of Daimler AG that specialise in the production of microcars – the smallest car configuration bracket. The term usually refers to very small cars, powered by no more than a 700cc petrol engine or battery. They are designed to be compact, cheap to run and easy to park – ideal for inner city driving.

The brand ‘smart’ is written all in lower case, with a brand logo incorporating a letter “C” for “compact”, and an arrow, representing forward thinking. They are marketed globally, including in Asia, Australia, Europe and South America, and have been the basis for a range of conversions and modifications by third party companies, including electric conversions and performance upgrades.

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*These prices are an average based on all specifications of that model, and all our customer quotes from 1/1/17 – 30/06/17. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.