With more and more drivers looking for ways to save on car insurance, telematics policies are increasingly becoming a hit with young and high-risk drivers fed up with high premiums.
The telematics device, also known as a 'black box', is fitted to your car by your insurer after you’ve purchased a policy, and usually takes around an hour to fit. The box itself is about the size of an average mobile phone, and is normally installed out of sight beneath the dash or bonnet.
Once installed, the box monitors your driving times, habits and behaviours using GPS, and sends various bits of information back to your insurer, which may include the following:
- Your location
- Your acceleration
- Your braking
- Your cornering
Insurers then use this information to gauge your driving ability, and adjust the premium you should pay.
You can find lots more information about how these policies work in our telematics FAQ's. We've also put together a comprehensive guide to black box insurance which should answer any questions you still have.
If you're ready to look for a policy, click the 'GET A CAR QUOTE' button below, add your details and start comparing prices. Quickly find a telematics policy by looking out for the logo in your results -