Black box insurance

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Telematics car insurance

Black box car insurance could help you pay less

If you’re willing to prove that you’re a safe driver you could pay less for your cover with a black box car insurance policy. Simply compare car insurance using our simple online form and we'll find the cheapest quotes for you from our panel of telematics motor providers.

Telematics symbolLook for insurers who offer black box policies in your list of results.

What is telematics?

Telematics is great for anyone who wants to take control of their insurance costs. Also known as black box insurance, telematics policies offer personalised insurance based on when and how YOU drive. Find out more about telematics technology.

If you’re unlucky enough to fall into one of the high-risk groups, you’ll likely be looking at high premiums to insure your car. Telematics is especially good for those in high-risk groups such as:

  • Young drivers
  • Inexperienced drivers
  • Less frequent drivers with a low annual mileage
If you fall into one of these groups, telematics insurance could help you pay cheaper premiums. But it's great for anyone who's a safe driver.

How does black box insurance work?

By simply fitting a small box into your car, your insurer can track your vehicle's movements (things like your braking, cornering and speed) via GPS and see how well you drive.

Telematics explained

Why choose black box insurance?

Instead of paying for insurance based on the average driver, black box policy premiums are based on when and how YOU drive. You can’t say fairer than that!

Insurers know that serious and fatal accidents are most likely to occur late at night or early in the morning. With this in mind, you may be able to lower your premiums by agreeing to not use your vehicle during these hours. This doesn’t mean your car is uninsured for that time, it simply means you may incur a penalty if you do drive during this period.

As well as high risk groups, black box insurance may be suited to occasional low mileage drivers who are paying premiums based on average figures. Having a box installed is a lot less ‘big brother’ than it seems and if it makes you drive more carefully, surely that’s a good thing – right? By installing a box in your vehicle, you could be on your way to making a saving on car insurance.

If you’re frustrated at having to pay a high premium, black box insurance could be the answer to your car insurance problems. Black box cover often comes with other benefits like free anti-theft tracking and personalised online records of your driving. Great for younger drivers or anyone who wants to take control of their insurance costs.

373 Car insurance reviews

when I did my car insurance I got a nice deal through It was easy and saved lots of time. Many thanks

Baisal Abraham

How much should you be paying for your insurance? Check the average price for your age and region.

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*Based on online independent research by Consumer Intelligence (December '14). 50% of car insurance customers could save £234.49.

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