Also known as telematics insurance, black box policies are great for anyone who wants to take control of their insurance costs as they offer personalised insurance based on when and how YOU drive. You can find out more about how telematics technology works in our guide – telematics explained.
If you’re unlucky enough to fall into one of the groups that insurers deem ‘high-risk’, you’ll likely be looking at high premiums to insure your car. Telematics is especially good for those in high-risk groups such as:
- Young drivers
- Inexperienced drivers
- Less frequent drivers with a low annual mileage
If you fall into one of these groups, telematics insurance could help you pay cheaper premiums, and it's great for anyone who's a safe driver. Take a look at our quarterly car insurance price index to see how insurance premiums have risen and fallen for certain drivers in various areas of the country.