European travel insurance

Travel insurance for Europe. Compare quotes from £3.22*

Get a travel quote
Takes about 2 mins

Coronavirus (Covid-19) - important information 3 July 2020

The Foreign and Commonwealth Office (FCO) has lifted its advice against non-essential international travel. This means you can travel to a number of countries from Saturday 4 July.

However, the FCO still advises against travelling to many countries. So check the FCO for the latest advice before you go. If you buy travel insurance and then travel to a country that the FCO advises against visiting, your travel insurance won’t cover you. You won’t be covered for any cancellations either.

The rules on self-isolation when entering or returning to the UK are different for England, Scotland and Wales. Check these differences before travelling to understand what you need to do.

Coronavirus is what they call a “known event”. So some insurers may exclude this type of event from the cover they offer you. If in doubt, check the policy wording or contact your chosen insurer before you buy.

However, all policies bought through Confused.com include cover for emergency medical expenses and repatriation - even if you contract Covid-19 abroad. This is so long as you’re not travelling against FCO advice.

*The cheapest Europe policy is £3.22 (based on 1 adult aged 31, with no previous medical conditions travelling in Europe for up to 3 nights). Prices correct on the 03/07/2020.

We compare up to 54 trusted travel brands to find you the best deals.

What is European travel insurance?

Wherever you might be going in Europe, European travel insurance could not only protect you against unexpected costs but it could also give you peace of mind, so you're left to simply enjoy your holiday, worry and hassle-free.

The European Health Insurance Card (EHIC) could provide you with free state medical care, but it only applies to EEA countries plus Switzerland and it does not include transportation to the hospital or repatriation back to the UK.

What could European travel insurance cover?

  • Emergency medical treatment if you fall ill
  • If your luggage, personal possessions and travel money are lost or stolen, you could recover the value of your items
  • Expenses from delays and cancellations if your flights are delayed or if you have to cut your trip short
  • Airline insolvency cover could come in handy if your airline goes bankrupt
  • Do you have a question? Let's see if we can answer your travel related question.

Types of cover

  • If you're getting an annual policy, make sure you check that the countries that you're travelling to are covered by your policy (you may have to take out a separate cover if you're travelling to countries outside Europe)
  • Backpacker policies cover a single trip that could last up to 18 months
  • Winter sports cover offers specialist medical treatment and could protect your ski or snowboarding equipment

Travel insurance tips

  • Read the small print of your policy, as there might be some policy exclusions (you can preview terms and conditions before purchasing so you know exactly what you're getting with your travel policy)
  • Check how much your excess is, as it might not be worth claiming for a camera that is worth £100 if the excess is £150
  • Report your items lost, stolen or damaged within 24 hours of the incident (most insurance providers ask for a written police report for proof)

Why buy European travel policy through Confused.com?

Finding the right policy could be a pain, especially when you have pre-holiday excitement and packing to do. But don't worry, here at Confused.com, we want to make your search for European cover as straightforward as possible.

  • Compare up to 54 travel insurance companies in just a few minutes
  • We offer travel insurance advice, and many other travel guides to help you on your travels
Confused.com’s Travel Insurance solution is provided by theIdol.com. theidol.com is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. theidol.com is part of the Legal & General group.
Our service is free and compares a wide range of trusted household names. Confused.com is an intermediary and receives commission from theidol.com if you decide to buy through our website which is based on a percentage of the total annual premium. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.