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Snowboard travel insurance

Hit the slopes with confidence knowing you've got snowboard insurance

Get a snowboard insurance quote from only £15.43*

  • Policies that cover you on and off the slopes

  • Annual, family and couples policies available

  • Compare snowboard insurance from up to 471 UK insurers

*Cheapest policy with winter sports cover, based on a 30-year-old travelling for 1 week in Europe with no pre-existing medical conditions. Based on Confused.com data, April 2024.

1Correct as of July 2024

What does snowboard travel insurance cover?

What your snowboard travel insurance can cover generally depends on three things:

  • The type of policy you have
  • The level of cover you choose
  • The insurance provider you've selected

Snowboarding coverage falls under winter sports travel insurance. It is an add-on to standard travel insurance.

Snowboarding insurance should cover everything you'd expect to find in a standard travel insurance policy. This includes things like emergency medical treatment, or having your trip cancelled for an unexpected reason.

Plus, on top of the basics, winter sports insurance can also provide cover for snow-based sports and activities.

Here's a rundown of what winter sports insurance can cover:

  • Medical treatment, if you get injured while you're snowboarding.
  • The cost of mountain rescue during an emergency, if you get injured up on the slopes, and you've got to be rescued.
  • Personal liability, if you damage another person’s property or injure them while you're snowboarding.
  • Avalanche disruption, if the slope is closed, or the piste doesn't get opened, due to an avalanche.
  • Off-piste snowboarding, if you want to snowboard outside of marked ski or snowboarding runs. Note that not all insurers cover this, so read the policy details carefully.
  • Lost ski pass, if your ski pass is accidentally lost or stolen.
  • Piste closure, if you're unable to snowboard because the piste is closed.
  • Snowboarding equipment. Whether you're using hired or personal snowboarding equipment, if it's damaged, lost, or stolen it's usually covered.

Do I need snowboard travel insurance?

Travel insurance isn't a legal requirement. But if you're planning to snowboard or ski, it's worth looking into.

Without a winter sports add-on to your standard travel insurance policy, you may not be covered for problems related to snowboarding. For example, if you get injured and need emergency medical treatment or mountain rescue. This can be expensive without insurance in place, especially in places like the USA where medical care can be very expensive.

How do I get a snowboarding insurance quote?

To compare snowboarding travel insurance quotes, you can do the following:

Number 1 icon

Tell us about your trip

Head to our quote page. Then, you'll need to tell us about your trip so we can match you with relevant policies.

This means we'll need some important information from you like your age, and any pre-existing medical conditions you may have.

Number 2 icon

Select 'Winter sports cover'

Once you've done that, you'll then need to select any optional add-ons you might want.

As you'll be snowboarding, you'll need to select 'Winter sports cover'.

You'll be prompted to do this clearly, on-screen, during the quote process.

Number 3 icon

Compare quotes and policies

After you've done that, all you'll need to do then is compare policies to find the ideal one for you. It's as easy as that!

Oh, and did we mention that if you take out travel insurance through us, you could get a free eSIM with up to 2GB of roaming data?2

2eSIM comes with pre-funded credit and the amount of data received in exchange will vary, based on the specific country you select. Compatible devices only. T&C's apply.

Why compare snowboarding travel insurance with Confused.com?

We work with 431 travel insurers

We work closely with our trusted UK travel insurance providers to get you our best deals for your snowboarding trip. So, you can compare multiple policies and prices in one place to find one that best suits you, saving you time and money. Hurrah!

We're regulated by the FCA

We're regulated by the Financial Conduct Authority (FCA) and so are all of the insurance companies that we compare.

We do our own checks on insurers, to make sure that the insurance providers are:

  • Treating our customers fairly
  • Handling complaints efficiently
  • Providing high-quality services

We're 100% impartial

We're not owned by any insurance company and we're 100% independent. This means the prices you'll see are our best based on the information you've given us, not who they're from.

We value your privacy and security

We take your privacy and security seriously, and promise to look after your personal details.

If you want to learn more about how we keep your personal information safe, you can read our privacy and security policy.

What policy types are available for snowboarding travel insurance?

There's a few policy types that you can consider. Let's take a look at them:

Travel insurance icon

Single-trip travel insurance

Single-trip travel insurance covers you for one trip, from the time you buy your travel insurance until you return.

This type of insurance can be cost-effective if you need insurance for just one trip. So, if you're only planning to go on one snowboarding trip, a single-trip travel insurance policy with a winter sports add-on might be worth looking into.

Multi-travel icon

Annual travel insurance

Multi-trip annual insurance can cover multiple trips over a 12-month period.

This type of insurance can offer more value for money than taking out several single-trip insurance policies. So, if you like to go on snowboarding breaks frequently, this type of policy with a winter sports add-on could be ideal.

Travel backpackers icon

Backpackers travel insurance

Backpacker travel insurance is tailored towards people who want to travel for long periods of time, often to various countries in one trip.

This type of policy includes more comprehensive cover than standard travel insurance. But, you'll still need a winter sports add-on if you want to snowboard or ski during your travels.

What our travel insurance expert says about snowboard insurance

“From sliding down snowy mountain slopes on your board, to having fun with fellow boarders back at the resort. Planning a snowboarding trip is exciting! But it’s important to think about the risks. So, before you strap on your boots and hit the mountain, think about getting a policy that can provide the level of cover you need. It’s the smart choice for a safe and enjoyable snowboarding adventure.”

Alvaro Iturmendi - Confused.com travel insurance expert
Travel insurance expert Confused.com logo

How much does snowboarding insurance cost?

When comparing quotes with us, you could get a snowboarding policy from £15.43*.

But the price of snowboarding travel insurance can depend on multiple factors.

What affects the price of snowboard insurance?

Here are some of the main factors that can affect the price of your policy:

  • Your age. Generally, travel insurance is more expensive for older people. This is because the risk of needing to make a claim because of illness or injury is higher.
  • Pre-existing medical conditions. Pre-existing medical conditions can raise the chances of needing emergency medical treatment.
  • Where you’re travelling. If you're going to a country where medical care is expensive, this might be reflected in the price of the policies offered.
  • How much cover you need. If you have expensive snowboarding equipment, you might need to get a higher coverage level.
  • The type of policy you get. Certain types of policies might be cheaper than others. For example, annual travel insurance might be more affordable than purchasing various single-trip policies.
  • The type of snowboarding you plan to do. If you want to snowboard off-piste, your policy may cost more.

Can I get cheaper snowboarding travel insurance?

Even though it might be tempting to go for the cheapest policy, it's important to get a policy that offers the level of cover you need. That way, you can have the peace of mind that you've got the level of cover needed for your snowboarding fun.

But there are a few things you can do to try and save money:

  • Think about how much excess you'll be willing to pay: The voluntary excess is how much you pay yourself if you need to make a claim. The higher the excess, the cheaper the policy usually is. But it's important to set your voluntary excess at an amount you can comfortably afford if you need to claim.
  • Avoid unnecessary policy add-ons: You'll need winter sports cover for snowboarding. But you might want to think about whether you'll need other optional extras, like gadget cover.
  • Consider choosing an annual policy: If you plan to go on more than one snowboarding trip in a year, it's worth considering an annual policy. You might find that it works out more affordable than having to buy various single-trip policies.

Compare travel insurance quotes

What destinations can I get snowboarding travel insurance for?

If you're going on one snowboarding trip, single-trip travel insurance might be a good option. When taking out a quote, you can select the country you're going to.

Multi-trip annual travel insurance is ideal if you're planning multiple trips. It can provide cover in the following destinations:

Europe

European travel insurance includes countries within the EU. But, there are some insurers that include Turkey and Egypt. Just make sure to read the policy wording to know what countries are included.

With European annual travel insurance, you could get a policy with a winter sports add-on for £20.143.

Worldwide

Worldwide travel insurance falls into 2 groups.

The first is worldwide travel insurance excluding the USA, Canada, Mexico and the Caribbean. 

With a winter sports add-on, an annual worldwide insurance policy excluding the USA, Canada, Mexico, and the Caribbean could cost £39.934

This second type of worldwide travel insurance can provide cover to countries including the USA, Canada, Mexico, and the Caribbean.

An annual worldwide policy that includes the USA, Canada, Mexico, and the Caribbean with a winter sports add-on could cost £54.225.

This type of policy tends to cost more than other types, because medical costs are usually higher within those countries.

Australia & New Zealand

If you're planning to snowboard in Australia or New Zealand, you'll need worldwide travel insurance excluding Canada, the USA, and Mexico.

You might consider this policy if you're planning to visit Australia or New Zealand more than once over 12 months.

You could get an annual worldwide travel insurance policy excluding Canada, the USA, and Mexico with a winter sports add-on for £39.934.

UK

Scotland is a popular place to snowboard in the UK. If you're not going abroad, buying snowboarding travel insurance is still important to consider.

The NHS can provide any needed medical treatment. But, the right policy could cover you for other snowboarding incidents. For example, lost or damaged snowboarding equipment. For example, lost or damaged snowboarding equipment.

You could get an annual travel insurance policy with a winter sports add-on for £16.506.

3Cheapest European annual policy with winter sports cover, based on a 30-year-old with no pre-existing medical conditions. Based on Confused.com data, May 2024.
4Cheapest worldwide annual policy (excluding the USA, Canada, Mexico and the Caribbean) with winter sports cover, based on a 30-year-old with no pre-existing medical conditions. Based on Confused.com data, May 2024.
5Cheapest worldwide annual policy (including the USA, Canada, Mexico and the Caribbean) with winter sports cover, based on a 30-year-old with no pre-existing medical conditions. Based on Confused.com data, May 2024.
6Cheapest UK annual policy with winter sports cover, based on a 30-year-old with no pre-existing medical conditions. Based on Confused.com data, May 2024.

Can I get snowboard insurance if I have a pre-existing medical condition?

Yes, you should be able to get travel insurance for snowboarding with a pre-existing medical condition. Hooray!

But if you have a pre-existing medical condition, your snowboarding policy may cost more. This is because insurers will see you as being at a higher risk of making a claim.

Still, it's important to declare your medical condition when taking out a policy. That way, you'll be able to make sure you get the right level of cover.

If you're unable to find cover, don't worry. The Money and Pension Service (MaPs) has a directory of travel insurance providers. They can provide policies to those with more serious medical conditions.

Frequently asked questions

Does snowboarding insurance cover other winter sports?

Your snowboarding cover falls under winter sports travel insurance, which is tailored towards snow-based activities.

This means that you should be covered for other types of winter sports, including skiing. Yay!

Helpful hint: To be sure that you're getting the cover you need, read the policy wording carefully. If you're unsure about what's covered and what isn't, speak to your insurer for further help.

Do I need snowboard insurance if I have an EHIC or GHIC?

The European Health Insurance Card (EHIC) and the Global Health Insurance Card (GHIC), are worth carrying when you're going abroad.

Both cards can allow you to receive treatment at the same price that citizens pay in the country you're in. In some instances, you might be able to get it for free.

If you have the EHIC, this applies to countries in the European Union (EU). But, if you have the GHIC, it also includes some countries outside of the EU.

But, relying solely on your GHIC or EHIC could mean that you'll have to pay out of your own pocket for any treatment you need.

It also means you won't get appropriate cover for other snowboarding problems. For example, the cost of needing to return home to receive medical care, or getting reimbursed for avalanche disruptions.

Neither of these cards is a replacement for travel insurance. This is why taking out a policy with the right level of cover for your snowboarding trip is important to consider. 

Can I add snowboard insurance to an existing travel insurance policy?

Yes, you should be able to add snowboard insurance to an existing travel insurance policy you have. But it's best to speak with your insurer to be sure.

Top tip: If you have an annual travel insurance policy, you might find it's more affordable to take out a single-trip policy for your snowboarding trip. 

Is there an age limit on snowboarding travel insurance?

Whether there'll be an age limit on a snowboarding policy depends on the insurer.

Sometimes, an insurer may decide to impose lower and upper age limits on their snowboarding insurance.

This is because individuals within certain age brackets are often considered to be 'riskier' to insure. For example, travellers over 50 might be at an increased risk of needing to make a claim due to injury.

If an insurer deems this to be the case, you may find that your snowboarding insurance policy is more expensive.

Can I get snowboard travel insurance to cover my whole family?

If you want snowboarding travel insurance to cover the whole family, you'll need a family policy with a winter sports add-on.

Family travel insurance can cover up to 2 adults who live at the same address, and up to 8 children. Usually, insurers don't need the children to all live at the same address as the 2 adults on the policy.

If you'd like to take out an insurance policy for your family, you can get a quote through us.

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Page last reviewed: 26 June 2024

Reviewed by: Alvaro Iturmendi