What your snowboard travel insurance can cover generally depends on three things:
Snowboarding coverage falls under winter sports travel insurance. It is an add-on to standard travel insurance. This is very similar to if you're travelling to play sports and want additional cover while you're away.
Snowboarding insurance should cover everything you'd expect to find in a standard travel insurance policy. This includes things like emergency medical treatment, or having your trip cancelled for an unexpected reason.
Plus, on top of the basics, winter sports insurance can also provide cover for snow-based sports and activities.
Here's a rundown of what winter sports insurance can cover:
To compare snowboarding travel insurance quotes, you can do the following:
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There's a few policy types that you can consider. Let's take a look at them:
“From sliding down snowy mountain slopes on your board, to having fun with fellow boarders back at the resort. Planning a snowboarding trip is exciting! But it’s important to think about the risks. So, before you strap on your boots and hit the mountain, think about getting a policy that can provide the level of cover you need. It’s the smart choice for a safe and enjoyable snowboarding adventure.”
If you're going on one snowboarding trip, single-trip travel insurance might be a good option. When taking out a quote, you can select the country you're going to.
Multi-trip annual travel insurance is ideal if you're planning multiple trips. It can provide cover in the following destinations:
European travel insurance includes countries within the EU. But, there are some insurers that include Turkey and Egypt. Just make sure to read the policy wording to know what countries are included.
With European annual travel insurance, you could get a policy with a winter sports add-on for £20.143.
Worldwide travel insurance falls into 2 groups.
The first is worldwide travel insurance excluding the USA, Canada, Mexico and the Caribbean.
With a winter sports add-on, an annual worldwide insurance policy excluding the USA, Canada, Mexico, and the Caribbean could cost £39.934.
This second type of worldwide travel insurance can provide cover to countries including the USA, Canada, Mexico, and the Caribbean.
An annual worldwide policy that includes the USA, Canada, Mexico, and the Caribbean with a winter sports add-on could cost £54.225.
This type of policy tends to cost more than other types, because medical costs are usually higher within those countries.
If you're planning to snowboard in Australia or New Zealand, you'll need worldwide travel insurance excluding Canada, the USA, and Mexico.
You might consider this policy if you're planning to visit Australia or New Zealand more than once over 12 months.
You could get an annual worldwide travel insurance policy excluding Canada, the USA, and Mexico with a winter sports add-on for £39.934.
Scotland is a popular place to snowboard in the UK. If you're not going abroad, buying snowboarding travel insurance is still important to consider.
The NHS can provide any needed medical treatment. But, the right policy could cover you for other snowboarding incidents. For example, lost or damaged snowboarding equipment. For example, lost or damaged snowboarding equipment.
You could get an annual travel insurance policy with a winter sports add-on for £16.506.
3Cheapest European annual policy with winter sports cover, based on a 30-year-old with no pre-existing medical conditions. Based on Confused.com data, May 2024.
4Cheapest worldwide annual policy (excluding the USA, Canada, Mexico and the Caribbean) with winter sports cover, based on a 30-year-old with no pre-existing medical conditions. Based on Confused.com data, May 2024.
5Cheapest worldwide annual policy (including the USA, Canada, Mexico and the Caribbean) with winter sports cover, based on a 30-year-old with no pre-existing medical conditions. Based on Confused.com data, May 2024.
6Cheapest UK annual policy with winter sports cover, based on a 30-year-old with no pre-existing medical conditions. Based on Confused.com data, May 2024.
Your snowboarding cover falls under winter sports travel insurance, which is tailored towards snow-based activities.
This means that you should be covered for other types of winter sports, including skiing. Yay!
Helpful hint: To be sure that you're getting the cover you need, read the policy wording carefully. If you're unsure about what's covered and what isn't, speak to your insurer for further help.
The European Health Insurance Card (EHIC) and the Global Health Insurance Card (GHIC), are worth carrying when you're going abroad.
Both cards can allow you to receive treatment at the same price that citizens pay in the country you're in. In some instances, you might be able to get it for free.
If you have the EHIC, this applies to countries in the European Union (EU). But, if you have the GHIC, it also includes some countries outside of the EU.
But, relying solely on your GHIC or EHIC could mean that you'll have to pay out of your own pocket for any treatment you need.
It also means you won't get appropriate cover for other snowboarding problems. For example, the cost of needing to return home to receive medical care, or getting reimbursed for avalanche disruptions.
Neither of these cards is a replacement for travel insurance. This is why taking out a policy with the right level of cover for your snowboarding trip is important to consider.
Yes, you should be able to add snowboard insurance to an existing travel insurance policy you have. But it's best to speak with your insurer to be sure.
Top tip: If you have an annual travel insurance policy, you might find it's more affordable to take out a single-trip policy for your snowboarding trip.
Whether there'll be an age limit on a snowboarding policy depends on the insurer.
Sometimes, an insurer may decide to impose lower and upper age limits on their snowboarding insurance.
This is because individuals within certain age brackets are often considered to be 'riskier' to insure. For example, travellers over 50 might be at an increased risk of needing to make a claim due to injury.
If an insurer deems this to be the case, you may find that your snowboarding insurance policy is more expensive.
If you want snowboarding travel insurance to cover the whole family, you'll need a family policy with a winter sports add-on.
Family travel insurance can cover up to 2 adults who live at the same address, and up to 8 children. Usually, insurers don't need the children to all live at the same address as the 2 adults on the policy.
If you'd like to take out an insurance policy for your family, you can get a quote through us.
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Page last reviewed: 26 June 2024
Reviewed by: Alvaro Iturmendi
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