Does travel insurance cover trekking and hiking?
When it comes to travel insurance, trekking and hiking are often considered high-risk. That means your standard travel insurance might not cover you if you're planning to head off the beaten path. Whether or not you're covered can depend on the altitude you plan to climb to or the distance you'll be trekking. It's important to check your policy details before you buy.
If your current plan doesn't cover these activities, don't worry - you can always opt for specialist activity travel insurance. This will give you peace of mind while you're exploring the great outdoors.
What's the difference between trekking and hiking?
Hiking and trekking - aren't they the same? Well, not quite.
While the terms are often used interchangeably, there's a slight difference.
-
Hiking usually refers to shorter walks on marked trails, perfect for a day out.
-
Trekking, on the other hand, tends to be more challenging. It usually involves longer distances, more time, and often ventures off the well-worn path, which can make it a bit more dangerous.
So, if you're planning an adventure into the wild, make sure you know the difference - and that your insurance does, too!
How do I get the best travel insurance for trekking or hiking?
-
Compare quotes and shop around: Don't settle for the first policy you find. Comparing quotes from different providers can help you find the best deal with the right cover.
-
Read policy details: Always read the fine print. Make sure the policy covers the specific activities you'll be doing, including trekking at the altitudes you plan to reach.
-
Consider other policy types: Depending on your travel plans, you might benefit from a single-trip, multi-trip, group, couples or individual policy. Choose the one that best fits your needs.
-
Check equipment cover limits: If you're bringing expensive equipment, ensure your policy offers adequate cover in case of loss, theft or damage.
-
Look at other included activities: If you're planning to do more than just trekking, check whether those activities are covered, too.
-
Ensure appropriate medical cover: Make sure the policy provides sufficient medical cover for the country you're travelling to. Especially if you're heading somewhere remote or high-altitude.
What our travel insurance expert says
How do I compare travel insurance quotes?
Fill out our quote form
Let us know what cover you need
Compare quotes
1Correct as of July 2024
Frequently asked questions
Do you have any tips for trekking and hiking?
Of course we do - here's our top tips:
-
Know your own limits: Don't push yourself too hard. It's important to recognise when to take breaks or turn back if conditions become too challenging.
-
Check the weather beforehand: Always check the forecast before setting out. Weather can change quickly, so be prepared for all possibilities.
-
Pack the right equipment: Bring essentials like maps (in case your GPS loses signal), a first-aid kit, and enough food and water to keep you going.
-
Wear the right clothing and shoes: Dress for the conditions - layers are great for changing weather, and sturdy, comfortable shoes are a must.
-
Let people know where you're going: Always inform someone about your plans, including your route and expected return time.
-
Acclimatise to the altitude: If you're trekking at high altitudes, give yourself time to adjust to avoid altitude sickness.
-
Use a group or tour guide: If you're new to the area, consider trekking with a group or guide. Also, research your routes thoroughly in advance.
Need more help with your trekking and hiking trip?
Our service is free and compares a wide range of trusted household names. Confused.com is an intermediary and receives commission from theidol.com if you decide to buy through our website which is based on a percentage of the total annual premium. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.