Motorbike insurance FAQs
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- third-party only
- third-party, fire & theft
- fully comprehensive
- The rider’s age
- Riding history – including previous convictions or points on your licence
- Previous claims – including no-claims bonus
- Class of use – whether you use it for social use or for business use, etc.
- Level of voluntary excess agreed
- Bike location – where the bike is kept the majority of the time
- Motorbike make and model, type and engine size
- Security the bike has – including locks, alarms and trackers
- Social, domestic and pleasure
- Business use
- Courier & delivery – currently not available through Confused.com
If your trike is a standard, manufactured model, we can quickly offer insurance quotes and get you covered.
But many trikes are non-standard, custom builds. If this is the case, you can still receive and compare prices with us, but you'll need to call the insurer you choose and confirm all your vehicle details.
This will ensure that the risk, policy and price quoted are correct and fully understood. Any incorrect information at this stage could lead to additional insurance costs later on.
This will help make sure that your policy and price are correct, and you're getting the right level of cover.
- Pillion cover
- Helmet and leathers cover
- Sidecar insurance
- Breakdown cover
- Loss of earnings
- Legal expenses
- European/overseas cover
- Provide high security measures for your bike – park in a secure area like a garage or secure car park and lock your bike as securely as possible. More information about security can be found in our motorbike security guide.
- Limit mileage – the more miles you do in the year, the higher your insurance premiums tend to be. Those that use their motorbike for business purposes are more likely to have a higher premium than those that only use their motorbike for personal use.
- Have a motorbike with no modifications – usually the more modifications your bike has, the higher the insurance premium. Take a look at our guide for more information on modified motorbike insurance can be found in our guide.
- Have a smaller engine – a 50cc engine can provide you with a smaller price to pay compared to a 125cc engine, for example. Less powerful engines usually lower your motorbike insurance.
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