esure home insurance

esure have been around for over 25 years, and were founded by Sir Peter Wood, who also founded Direct Line. In 2025, Ageas purchased esure group including Sheilas' Wheels and the First Alternative brands.

esure specialise in car insurance, including multicar and electric car cover, as well as travel insurance and home insurance products.

If you're ready to start comparing quotes, select 'Get a quote' below. Or if you want to find out more about esure and their home insurance cover, you can read more below.

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Why choose esure home insurance?

Offer a range of home insurance policies, including combined buildings and contents cover and landlord policies.
The esure standard home cover has a 5-star Defaqto rating, with higher limits and benefits included as standard
24/7 claims access by logging in to your account online.

Who is esure?

Founded in 2000, esure insures over 300,000 UK homeowners and have earned a 5-star Defaqto rating for 4 consecutive years on their home insurance policies.*

In 2025, esure became part of Ageas Group, a major international insurer with over 200 years of heritage. Despite the change in ownership, esure continues to operate under its trusted name and standards, offering UK customers the same simple, effective cover.

*Correct at time of writing, October 2025

What does esure buildings insurance cover?

esure buildings insurance helps you cover the cost of rebuilding or repairing your home if it’s damaged due to events like storms, floods, fire or theft.

You can choose between 2 levels of cover:

esure Flex – Buildings cover up to £750,000
esure standard – Unlimited buildings cover

Both the flex and standard buildings insurance policies include the following features:

Alternative accommodation cover up to £75,000
Cover for frozen or burst pipes
Protection against storms, fire damage, flood damage, and theft
Cover for locks and keys (up to £1,000)

What does esure contents insurance cover?

Contents insurance with esure protects your belongings if they’re lost, damaged or stolen. This includes furniture, valuables, appliances and gadgets in your home.

Contents cover from esure includes:

New for old replacements
Cover for garden contents and seasonal events (e.g. weddings, religious festivals)
Student cover up to £5,000
Home office equipment cover up to £10,000
Money in the home up to £750

You can choose your contents cover level and tailor it to suit your needs, with higher limits available under the standard policy.

esure house insurance optional extras

esure also offer optional extras which you can buy to boost your cover, these include:

Family legal protection – Up to £50,000 to cover legal costs for things like employment disputes or personal injury claims
Home emergency cover – Up to £500 for tradesperson call-outs and repairs
Personal possessions cover – Protects valuables like mobile phones or jewellery outside of the home
Pest cover – Up to £200 for extermination, including wasps, rats and bedbugs