Post Office home insurance

The Post Office's buldings insurance also includes:

Up to £1,000,000 of cover as standard.

Alternative accommodation cover if your home is rendered uninhabitable. The Post Office will cover the cost of staying somewhere else up to £200,000 on its Silver policy. There’s no upper limit with the Gold policy.

Replacement locks and keys if your keys are lost, stolen or damaged. You’ll be able to claim up to £1,000 to repair or replace your locks on a Silver policy. With a Gold policy you’ll be able to claim up to £1,000,000.

Trace and access cover to find and fix costly leaks that may damage your property. With The Post Office’s Silver policy, you’re covered up to £5,000 for a plumbing service. With Gold the upper limit is up to the buildings sum insured.

Acquired disability cover of up to £10,000 with a Gold policy. This gives you cover for any changes that need to be made to your home if you become permanently physically disabled. This benefit is not offered with the Silver policy.

The Post Office's contents insurance also includes:

Two levels of insurance to choose from providing you with up to £80,000 of cover if you choose a Silver level policy, or £100,000 if you opt for Gold.

High value item cover for things like jewellery and expensive electricals, up to a total of £24,000 or £30,000, depending on whether you have Silver or Gold cover. Items up to £2,500 are covered as standard.

Garden Cover for loss, damage or theft of hedges, lawns and plants up to £1,000 with Silver level policies, and  up to £1,500 with Gold level ones.

Home entertainment equipment cover up to an unlimited amount with both the Post Office's Silver and Gold level policies.

Matching sets cover for things like three-piece suites that exist in a set, but where only one piece of the set is damaged. Matching sets cover will help you repace the whole set. Available with Gold policies only.