Quotemehappy home insurance

Learn more about Quotemehappy home insurance

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Last reviewed 01 December 2021

Why choose Quotemehappy home insurance

  • Online self-service helps you manage your policy or make a claim whenever you need to
  • Make a claim online and track its progress
  • Choose from three levels of cover - Essentials, Essentials Plus and Premier 

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Who is Quotemehappy?

City of London-based Quotemehappy was founded in August 2011, initially offering car insurance only, but adding home insurance and life insurance soon after.

It's an online only offering, so all updates from Quotemehappy are sent via text message or email rather than receiving letters in the post. This also means you can manage your own policy online, without the need to contact a call centre to make changes to your policy. If you do need to make a claim, they have a dedicated claims line available 24/7 to deal with new claims.   

Quotemehappy is part of the Aviva group. Its home insurance policies are arranged by Aviva UK Digital Limited, trading as Quotemehappy.com which is authorised and regulated by the Financial Conduct Authority (FCA).

Quotemehappy home insurance policy details

Quotemehappy offers three levels of buildings insurance and contents insurance, which are the Essentials, Essentials Plus and Premier policies

If your home is declared uninhabitable, following an accepted claim, all three levels of buildings insurance will cover reasonable costs relating to loss of rent and securing alternative accommodation while your home is being repaired to inhabitable standard.

If your home is destroyed or damaged while you’re selling it, the insurer could help ensure your buyer doesn’t pull out. There’s a clause in the policy that means the house buyer would be entitled to any benefit offered under the policy upon completion.

As you’d expect, certain benefits are only available if you buy the higher-level policies. Full details of what is and isn't included can be found if you click through to the Quotemehappy website after getting a quote.

A number of benefits are included as standard across the three levels of Quotemehappy’s contents insurance policies. These include:

  • Cover for spoiled food in freezers
  • Replacement locks
  • Reasonable rent and temporary accommodation
  • Cover for contents that are temporarily removed from the home

Certain benefits are only available as standard if you buy an Essentials Plus or Premier policy. Among these is protection to cover the costs of preparing new title deeds and claims resulting from household removals. Some benefits are included on all policies but have increased levels of cover depending on the policy. For example, protection against losses relating to religious festivals or wedding gifts is included on all policies but Essentials Plus and Premier policies offer an increased sum insured during these periods.

Premier policy holders also benefit from being able to claim for damage to part of a matching set, such as a three-piece suite. In which case Quotemehappy will replace the whole set if the damaged element can’t be repaired of sourced.

Quotemehappy home insurance optional extras

Certain benefits are only available if you’re willing to pay a little extra for them.

The following are available with Quotemehappy contents cover:

  • General personal belongings for items designed to be portable such as jewellery, clothing, mobile phones and gadgets you take away from home. This option will cover individual items up to £1,500
  • Specified personal belongings cover for items designed to be portable such as jewellery, clothing, mobile phones and gadgets worth more than £1,500 that you take from the home.
  • Specified valuables cover for items kept at home that are worth over £1,500
  • Extra accidental damage is available for accidents like putting your foot through the loft floor or putting a hot pan on the worktop
  • No-claims discount protection is available if you’ve clocked up five years without making a claim to Quotemehappy

Contact Quotemehappy

If you want to contact Quotemehappy you can write to the insurer at Quotemehappy.com, Aviva UK Digital, St Helen’s, 1 Undershaft, London, EC3P 3DQ.

Quotemehappy don't have a phone line for customer support queries but you can complete the contact form on their website or call 0345 030 6902 to speak to someone about making a claim.

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