Churchill home insurance

Churchill Insurance were one of the country's first direct to customer car insurance companies, and they have since expandad to offer other insurance products such as home insurance, business insurance, travel insurance and pet insurance.

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Why choose Churchill home insurance?

Churchill lets you build a home insurance policy that fits your needs, whether you're looking for contents, buildings or combined cover.

They offer 2 main options: a standard policy you can add extras to, or the more comprehensive Home Plus policy, which includes a higher level of cover and all optional extras bundled into 1 policy.

Who is Churchill?

Churchill Insurance has been a well-known name in the UK since 1989. They're a leading provider for home, car, pet, travel and van insurance. And you'll probably recognise their famous mascot, Churchill the bulldog! Oh yes!

What does Churchill buildings insurance cover?

Buildings insurance can cover your property for damage or loss caused by things like:

With a Home Plus policy, or if you add the cover to a standard policy, it can also include:

  • Alternative accommodation for you (and any pets) if your home is so damaged you can't stay in it
  • Replacement locks if your keys are lost or stolen
  • Trace and access cover - to figure out the cause of water leaks
  • Accidental damage to drains, tanks and underground pipes

What does Churchill contents insurance cover?

Contents insurance covers the belongings inside your home for damage caused by major disasters like fires, escape of water and floods.

It can also cover things like:

  • An alternative place to stay if your home is unsafe to live in.
  • Contents at college or university accommodation.
  • Possessions in your garden like outdoor furniture.
  • Valuables (like jewellery or art) up to 30% of your contents sum
  • Money kept at home
  • Replacement locks if your keys get damaged
  • The contents of your freezer or fridge if they stop working

Churchill home insurance optional extras

These optional extras come as standard with a Home Plus policy. If you have a standard policy, you can add them on for a cost:

  • Home emergency cover - covers sudden issues like a broken boiler or burst pipe.
  • Accidental damage - can protect against 'oops' moments, like spilling wine on the carpet.
  • Legal expenses cover - helps with legal costs if you have a dispute, for example, with a neighbour or tradesperson.
  • Personal possessions cover - protects your personal possessions, like your phone or camera, when you take them outside of your home.

What Churchill home insurance customers say:

4.5 green stars

Churchill scores a 4.4 out of 5 rating
based on 25997 reviews as of 05/09/2025

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Contact Churchill

To make a claim, call 0345 603 3590 to begin the process.

If you have home emergency cover and you have the cover, you can call their emergency 24/7 helpline on 0345 603 3599.

For general questions, you can use the online chat service on Churchill's website. If you'd rather talk on the phone, you can call 0800 032 7199. Their lines are open Monday to Friday from 8am to 8pm, Saturday and bank holidays from 9am to 5pm, and Sunday from 9am to 4pm.

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