What does AXA contents insurance cover?
AXA contents insurance helps protect your belongings if they’re lost, stolen or damaged. That includes everything from everyday essentials to valuables like jewellery, bikes and cover for gadgets.
You’ll get new-for-old replacements if your items can’t be repaired, and up to £1,000 in emergency cash advances for urgent needs. There’s also protection for liability claims and cover for alternative accommodation if your home becomes uninhabitable.
Here’s what’s included, depending on the level of cover:
- New-for-old replacements as standard
- Cover for contents up to £100,000
- Up to £25,000 towards alternative accommodation
- Bicycle cover included – up to £350 per bike, £1,500 total
- Optional protection for valuables, personal possessions and business equipment
- AXA Premier includes legal expenses cover and home emergency protection
Use the Confused.com contents insurance calculator work out approximately how much cover you need.
AXA house insurance optional extras
AXA gives you the flexibility to tailor your home insurance with a range of optional extras. Some of these extras come as standard with their Premier policies, but can be added to other levels for an extra cost.
Here are some of the optional extras that you can add to your house insurance policy:
- Accidental damage cover – Protect your home and belongings from life’s little mishaps, like a smashed TV or broken window.
- Personal possessions cover – Covers for mobile phones and jewellery when you’re out and about.
- Legal expenses cover – Up to £50,000 towards legal costs, plus access to a 24/7 legal helpline.
- Home assistance – Get help with home emergencies through AXA’s network of approved contractors.
- Bicycle cover – Covers bikes up to £350 each, or £1,500 total. You can add more if you’ve got higher-value rides.
- Student cover – Handy if your child’s away at uni. Get up to £5,000 of protection for their belongings.
What AXA insurance customers say: