4x4 car insurance

Compare car insurance quotes for your 4x4

Get a car quote
Takes about 5 mins

Retrieve a quote

Why 4x4s are great all-rounders

These days, it's not just farmers and people living in the sticks who you'll see in a 4x4. Their safety record, style and ability to deal with all weather conditions make them an appealing choice for many.

There are lots of reasons why people opt for a 4x4. They:

  • Are typically very safe cars according to Euro NCAP.
  • Are great in all weather conditions.
  • Can easily handle different types of terrain.
  • Have space for growing families (like the 7-seater Audi Q7).
  • Are good for towing caravans, trailers and horse boxes.
  • Aren't necessarily the gas guzzlers they used to be.

Running costs to consider

Historically 4x4s had a bad rep for their fuel economy. But these days models like the Range Rover Evoque and Mercedes-Benz GLC-Class put out a decent 33-67 combined mpg for city driving.

You're also likely to find that 4x4s typically have a higher insurance group. Generally speaking, the higher the insurance group the more expensive it is to insure. This is due to replacement parts that are likely to be more costly.

With the bigger engines that 4x4s often have, they could have more expensive MOT and servicing costs too. It's worth looking into this before you buy one.

4x4s can still pump out quite a bit of CO2. Check sites like Parkers to see what tax band your car falls into and take this into consideration for the overall costs.

Getting your 4x4 insured

Whether you're using your 4x4 for your daily commute or for weekend off-roading, you'll need to make sure it's properly covered.

To get a quote for your car, click on 'GET A CAR QUOTE' at the top of the page.

You can make the process quicker for yourself by having some information ready:

  • Details about you - Your license, any driving convictions you hold and your address etc.
  • The car - Either the registration number or make and model, how much it's worth etc.
  • Additional drivers - Details of any other drivers you want added to the policy.
  • Policy details - The type of policy you're looking for, when you want it to start etc.
  • No claims bonus (NCB) - Make sure you know how many years NCB you have.

If you have a pickup and are looking for insurance, you'll need to get a van insurance quote instead. Pickup trucks aren't classed as cars due to their longer wheel base, and the fact they often exceed 3.5 tonnes.

Three white cars

MOT, servicing & repairs

Find a cheap, reliable garage for your next service, repair or MOT. And save money!

Or log in to retrieve your previous quotes