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Second home insurance

Get first rate cover for your second home!


  • Secure your second home against theft and damage
  • Protect your property, whether you're there or not
  • Get cover for holiday home in the UK


A selection of our trusted home insurers...

See all of our trusted home insurers

What is second home insurance?

  • It's a policy designed to cover your home if it's left empty for more than 30 days at a time
  • Policies consist of buildings and contents cover and you can get both parts or either one
  • Buildings cover could secure your home's structure from events like storm damage and fire
  • Contents cover could insure your possessions against problems like theft, loss and damage
  • It might also be called holiday home insurance

Why do I need second home insurance?

  • Standard policies may not cover you if your property is vacant for more than a 30 day spell
  • Leaving your home unoccupied for a long time could increase the risk of theft
  • Storm damage to your home could worsen as you're unable to regularly fix any problems

Buying a second home is a big investment but you can't always be there to keep an eye on it. Get cover and you could secure your investment against risks, so your finances aren't hit if you suffer a loss.

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May 2013

I have not changed insurance company for 5 years and I got 50 per cent off from just going to Confused.com.
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Jan 2012

Very pleased with your efforts, saved about £150 to £160 by changing insurers and for the same coverage, plus Nectar points.

Jan 2012

I saved £70 by using Confused.com. The insurance company I was with was £70 dearer than the company I have now. Once again Confused.com has saved me money.

May 2013

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May 2013

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May 2013

Easy to use. Speedy results. Good quotes. All in all very positive. Will use again.

May 2013

Iain MacMillan-Gardner I always use Confused.com for all my insurance needs, it is quick, so simple to use, covers all bases and gives you the best quotes. I like the fact that they remind you when your insurance is due for renewal and no other comparison web site comes anywhere near their professional site, I can't fault them! I save up to 50% compared to other online quotes, so top marks from me always!

May 2013

I found the website easy to use. I saved nearly £400 over my previous insurance. Thanks

May 2013

Best company we have dealt with. Good reliable insurance and price

May 2013

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Jan 2012

Juliet Cunnington The home insurance policy Confused.com found me was £208 cheaper than my previous policy.... an amazing saving for just 10 minutes work!!!

Mar 2012

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May 2013

All quite easy and straightforward. No hassles.

May 2013

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May 2013

Marcia Clarke Well chuffed with great savings on both car & home insurance using Confused.com

Mar 2013

Since I have started using Confused.com both for car and home insurance I have got the lowest quotes as compared to other comparison sites, saved a lot and on top of that nectar points. That's double the bonus!

May 2013

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May 2013

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May 2013

Quick and easy to use. Saved me £200, thanks

May 2013

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May 2013

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May 2013

Good, quick, and cheap

May 2013

Looking for a different kind of home insurance? Try one of these...

Buildings insurance

Building Insurance
Protect your bricks and mortar from the unpredictable British weather...

Contents insurance

Contents Insurance
A UK home is burgled every 45 seconds. Cover your contents so you're not left out of pocket...

See all of our home insurance policy types




Why compare second home insurance quotes with Confused.com?

According to the 2011 Census:

  • Over 2.3m people in England and Wales have a second home
  • More than 1.5m of these are UK based

As a second home owner, you'll know that you can't always be there to protect your property, but just because it's a second home, doesn't mean it should be second best when it comes to insurance.

At Confused.com, we like to use our insurance expertise to help and inform you with our research, guides and articles, which we hope you find useful.

Are you sharing too much information on social media when you visit your second home? Our video guide highlights the dangers.

If you're in the market for a second home, you could buy one with as little as a 5% deposit, but try not to make any rookie mistakes.


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