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Second home insurance

Get first rate cover for your second home!


  • Secure your second home against theft and damage
  • Protect your property, whether you're there or not
  • Looking for holiday home cover? You might need a difference type of insurance policy


A selection of our trusted home insurers...

See all of our trusted home insurers

What is second home insurance?

  • It's a policy designed to cover your home if it's left empty for more than 30 days at a time
  • Policies consist of buildings and contents cover and you can get both parts or either one
  • Buildings cover could secure your home's structure from events like storm damage and fire
  • Contents cover could insure your possessions against problems like theft, loss and damage

Why do I need second home insurance?

  • Standard policies may not cover you if your property is vacant for more than a 30 day spell
  • Leaving your home unoccupied for a long time could increase the risk of theft
  • Storm damage to your home could worsen as you're unable to regularly fix any problems

Buying a second home is a big investment but you can't always be there to keep an eye on it. Get cover and you could secure your investment against risks, so your finances aren't hit if you suffer a loss.

Peter Boyle First place I look, used them for years, and saved a lot of money...

May 2013

Michael Irving Very happy with my insurance quote, best on the net, no hassle, very easy thanks.

May 2013

Lydia Kohlman The whole price comparison process was very easy on Confused.com. It gave a comparison of suitable insurance companies in minutes allowing me to see what the policies included for the quoted price. It most definately saved me money and time.

May 2013

grey avatar silhouette of person Saved money by switching to another insurer from several listed providing the levels of cover I needed at a price cheaper than my existing company. Website not the easiest to navigate - other comparison websites seem to be simpler to use.

May 2013

grey avatar silhouette of person I saved £70 by using Confused.com. The insurance company I was with was £70 dearer than the company I have now. Once again Confused.com has saved me money.

May 2013

grey avatar silhouette of person First rate service.

May 2013

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May 2013

grey avatar silhouette of person Having used your site to review my House insurance I save +£400, I was very pleased and will use your site again when our car insurance comes up later in the year.

May 2013

grey avatar silhouette of person Very good service, easy to use website. I save money every time I use Confused.com

May 2013

grey avatar silhouette of person Readily available comparable quotes, resulting in a substantial reduction in my annual premiums.

May 2013

grey avatar silhouette of person Best company we have dealt with. Good reliable insurance and price.

May 2013

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May 2013

grey avatar silhouette of person The website was easy and efficient to use. We had no problems with it and were pleased with the service. Thank you :-)

May 2013

grey avatar silhouette of person The process was straightforward to understand and enabled an easy comparison to be made between the various insurers to select the appropriate one for my needs and giving the best value for money.

May 2013

grey avatar silhouette of person Obtained the cheapest quote by far - after trying other comparison sites no other came close on price...always my first port of call for insurance for this very reason. Keep it up guys.

May 2013

Very straightforward and easy to use. The prices quoted were cheaper than the previous year. What more could you ask for?

May 2013

Very easy to negotiate your site and I also saved money.

May 2013

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May 2013

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May 2013

Looking for a different kind of home insurance? Try one of these...

Buildings insurance

House icon

Protect your bricks and mortar from fire, flood and subsidence.

Contents insurance

Contents Insurance

A UK home is burgled every 45 seconds. Cover your contents so you're not left out of pocket...

Holiday home insurance

Holiday home insurance

Having a holiday home is reason to cheer but don't let your celebrations turn sour...

See all of our home insurance policy types




Why compare second home insurance quotes with Confused.com?

According to the 2011 Census:

  • Over 2.3m people in England and Wales have a second home
  • More than 1.5m of these are UK based

As a second home owner, you'll know that you can't always be there to protect your property, but just because it's a second home, doesn't mean it should be second best when it comes to insurance.

At Confused.com, we like to use our insurance expertise to help and inform you with our research, guides and articles, which we hope you find useful.

Are you sharing too much information on social media when you visit your second home? Our video guide highlights the dangers.

If you're in the market for a second home, you could buy one with as little as a 5% deposit, but try not to make any rookie mistakes.