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Ford Focus car insurance

Find a great insurance deal for your Ford Focus with

  • You could get a quote for your Ford Focus from over 132 car insurance providers
  • In 2012, more Ford Focuses were sold worldwide than any other vehicle

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Insuring Ford's rally-winning family car

  • Boasting a wealth in variety, available Focus models range from the 1.0 litre EcoBoost up to the sportier 2.5 litre ST models, so premiums can vary drastically depending on the model you own.
  • This variety can make insurance costs a little difficult to discern, so to help you out we've collected some of the key data for the Ford Focus range which insurers would use to calculate premiums, including engine size and insurance allocation
  • You can use this information to gauge where your Ford Focus may sit in comparison to others in terms of insurance premium.

Generally, cars with higher insurance groups, larger/more powerful engines, or lower safety ratings will receive higher insurance premiums. If you're looking to keep costs down then generally the lower a car's insurance group is, the better that model will suit your needs. However, the best way to get an accurate idea of Ford Focus insurance costs is to run a quote - in minutes we'll compare dozens of providers and return accurate prices to you.

Ford Focus Model

Engine capacity

Typical insurance group*

Tax bracket range


1.6 - 2.0

10 - 24

C - J

Couple Cabriolet

1.6 - 2.0

12 - 21

H - J


1.0 - 2.0

9 - 31

A - K


1.0 - 2.0

6 - 31

A - K


2.0 - 2.5

19 - 38

G - J



10 - 18

G - K


2.0 - 2.5

34 - 36


* All information sourced from

If you're looking for power, the Focus RS or ST might be just what you've been looking for. Do bear in mind however that this additional power is likely to result in higher insurance premiums. If you're looking for a Ford Focus that is cheaper to get on the road, the standard one litre Focus hatchback could fit the bill. It is typically grouped well by insurers when compared to other Focus' and its smaller engine will also help when it comes to buying your road tax.

Research carried out by back in 2011 showed that the Ford Focus was, on average, the third most expensive car to insure for drivers aged between 17 and 20. So this might not be the best car for you if you're on a tight budget. Additionally, reported in April 2013 that the Ford Focus is the sixth most stolen car in the U.K. This information will not have escaped the notice of insurers and is likely to be reflected by the prices offered to Focus owners. However, this could be offset by other factors such as keeping your car in a secure, safe location and making sure it is fitted with modern anti-theft devices.

For even more information, why not check out our handy guides? These include everything from tips for driving down the cost of your car insurance to an insurance jargon buster.

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Ford Focus

  • Production – 1998 – Present
  • The Focus was the Bestselling car worldwide in 2012

Over the last 100 years, Ford have built a reputation and tradition for producing vehicles to a standard that makes them some of the finest cars to drive, and the focus is no exception.

  • The trademark colour of the ST version is known as ‘Electric Orange’, whereas the trademark colour of the RS is known as ‘Ultimate Green’
  • The new ECOnetic versions of the Focus have ‘Smart Regenerative Breaking’. This means that when the car decelerates or breaks kinetic energy is converted into electric energy so less fuel is used

Since its release, the Focus has picked up numerous accolades including:

  • What Car? Car of the year- best hot hatch 2013.
  • First vehicle to win four Advanced Safety Rewards from Euro NCAP, the independent safety body.
  • Named one of the 50 greatest cars of the last 50 years by CAR magazine.