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Last reviewed 20 June 2022.

Why choose travel insurance?

  • A travel insurance specialist
  • £10 million of emergency medical cover as standard
  • Discounts for children available.

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Who is travel insurance?

Founded in 2005, is an online provider of budget travel insurance for couples, families and individual holidaymakers.

Along with single trip and annual multi-trip travel insurance, also offers backpacker insurance, driving travel insurance, over 55s travel insurance and cover for existing medical conditions. is a trading name of Essex -based Ancile Insurance Group, which also provides travel insurance under the,, OUL, Sun Selection and School Trip Cover brands. travel insurance is underwritten by Gibraltar-registered Red Sands Insurance, though its optional extras are underwritten by a panel of insurers. travel insurance policy details provides annual multi-trip and single trip travel insurance with three levels of cover including:

  • Silver is the most basic cover level
  • Gold represents the mid-level offering
  • Platinum is the highest level of cover

Here’s what you get with annual and single trip travel insurance:

Cancellation and curtailment covers any non-refundable unused travel and accommodation costs if you’re forced to cancel or cut your trip short.

You can claim up to £3,500, £3,000 and £1,300 for cancellation/curtailment with Platinum, Gold and Silver respectively.

Delayed/missed departure cover if there’s a delay of 12 hours or more, up to a maximum of £100 with Silver, £200 for Gold and £1,000 with Platinum.

This also insures you for missed departure, covering additional travel and accommodation costs if you arrive too late to travel on booked transport. You can get up to £250 for missed departure with Silver, and £500 with Gold and Platinum.

Personal accident cover offers a lump sum pay-out of £25,000 with all travel insurance policies if an accident results in loss of limb/sight or permanent disablement.

For accidents that result in death, the pay-out can be £5,000, £10,000 and £25,000 with Silver, Gold and Platinum respectively.

Emergency medical expenses for emergency medical treatment and repatriation when you’re on holiday abroad. You get up to £10 million of emergency medical expenses cover with all annual multi-trip and single trip policies.

Personal possessions are covered up to £1,000, £1,500 and £2,000 with Silver, Gold and Platinum respectively, insuring your belongings against loss, theft or damage.

Personal money cover means you can claim up to £150 for the loss of personal money with Silver, £300 with Gold, and £350 with Platinum cover. Personal money cover insures cash or money that you carry with you or leave in a safety deposit box.

Loss of passport and travel documents that you carry with you or leave in a safety deposit box are covered up to £200 with Silver, £250 with Gold and £350 with Platinum.

Personal liability provides £2 million of cover with all annual multi-trip and single trip travel insurance policies should someone make a legal claim against you and you’re found to be liable.

This includes cover for injury to another person or damage to their property that you have caused.

Legal protection if you need to claim compensation due to illness, death or personal injury offers up to £25,000 with Platinum, £15,000 with Gold and £10,000 with Silver.

Discounts for children are offered for children under 18 when they are included on a single trip policy with an adult.

COVID-19 cover offers:

  • Cover for cancellation if you get COVID-19 within 14 days of departure.
  • Cover for emergency medical treatment and repatriation if you fall ill with COVID-19 while abroad.
  • Cover for additional accommodation and transport costs if you’re unable to return home due to being told to self-isolate overseas.

Backpacker insurance can be useful if you're going on a gap year abroad or an extended trip. has partnered with to give you:

  • Medical and repatriation expenses of up to £5 million per person
  • Cover for trips up to 365 days long
  • 24-hour emergency medical assistance
  • 25 adventurous activities covered as standard

Ski travel insurance. has also partnered with to offer budget ski insurance, including:

  • Medical and repatriation expenses up to £10 million per person
  • 24-hour emergency medical assistance
  • Cover for loss, damage or theft of ski equipment
  • Cover for piste and avalanche closure
  • Cover for skiing and snowboarding

Travel insurance for over 55s. has partnered with to offer travel insurance for travellers aged 55 or over. provides single trip and annual travel insurance with:

  • No age limits on single trip or annual policies
  • Cover for a variety of existing medical conditions
  • 24-hour emergency medical assistance
  • Scheduled airline failure cover included travel insurance optional extras also offers various optional extras with its annual multi-trip and single trip travel insurance, including:

Additional sports and hazardous pursuits to cover activities that aren't already covered as standard, like horse riding or certain sports. If in doubt, you should read the policy wording before you buy.

Gadget cover for things like mobile phones, iPhones, iPads, tablets, smartwatches and Go Pro’s. lets you increase the amount of cover for your gadgets while you’re on holiday.

Cruise insurance costs extra but is important if you’re going on a cruise.


You can contact at the following address:
Kao Hockham Building,
Edinburgh Way,
CM20 2NQ

Alternatively, you can phone Outbacker on 0330 024 9319 or email them at’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.

Our service is free and compares a wide range of trusted household names. is an intermediary and receives commission from if you decide to buy through our website which is based on a percentage of the total annual premium. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.