Bikesure motorbike insurance policy details
Bikesure offers a variety of policies to suit a range of biker needs. Regardless of a biker’s age or background or the type of motorbike they ride, Bikesure is keen to find suitable cover.
There's tailor-made cover available for performance and sports bikes, quads, custom builds and classic bikes. The premium will be down to specific needs, which means individual policies will vary.
However, they all come with £100,000 of free legal cover, as well as optional add-ons such as personal injury insurance, breakdown cover, and protective clothing and helmet insurance.
Custom motorbike policies can cover everything from simple modifications to a full custom build. Bikesure offers tailored quotes and access to a range of specialist schemes.
Classic and vintage motorbikes can also be covered. A motorcycle is usually classed as a ‘classic’ after 30 years. This means that bikes made in the 1990s may qualify for this type of cover.
The policies are usually made with the enthusiast in mind. They tend to ride prized machines less, so the annual mileage is lower, and are normally dedicated to keeping their bikes in pristine condition.
For these reasons, classic motorbike insurance is usually cheaper than standard cover. As an added point, Bikesure also covers classic mopeds and scooters.
Motorbike courier cover is increasing in demand as becoming a courier becomes a popular career move. However, policies are usually more expensive than standard insurance because of the increased risks of the job.
These include spending substantially more time on the road each day, as well as the time pressures associated with delivering packages and parcels. Bikesure’s policies are tailored to individual riders and it says cheaper cover can be offered for professional riders that can demonstrate experience.
Quad bikes can be complicated to insure and not all companies will offer quad bike insurance cover. Bikesure offers access to niche insurers in this area who will consider protection for a variety of reasons.
Some owners are using their quads on a daily basis for work, while others prefer to keep them for having fun on the weekends.
Bikesure also offers a range of travel insurance options should you want to ride a quad bike abroad, such as for exploring Vietnam and Thailand.
Convicted riders may find getting insurance more of a challenge. The reality is that many insurance companies will apply higher premiums to policies for anyone with any kind of riding conviction. Bikesure’s approach is to understand the circumstances of the conviction as this may enable it to offer a cheaper rate.
Therefore, riders with a history of motoring or criminal convictions are advised to speak to an agent to discuss their options.
Bikesure offer a selection of motorbike insurance policies, so the exact levels of cover and benefits of the policies offered when you get a quote may vary. Before buying motorbike insurance, we recommend that you check the cover and benefits included.
Bikesure optional extras
There are a number of optional extras that Bikesure customers are able to add on to their policy at an additional cost:
Helmet and leathers cover
This type of cover could pay out up to £1,500 for repairing or replacing your leathers and helmet. It normally has a £50 excess for each claim.
Bikesure Rescue provides 24-hour UK and EU roadside assistance and recovery, as well as emergency accommodation costs, transport home, and equivalent bike hire.
Losing your keys is a nightmare! You could take out this optional extra to cover locksmith expenses and the cost of replacing locks, key and immobilisers. It can also cover transport costs if you’re stranded.
You work with Bikesure to determine the true value of the bike to ensure you get back the full sum should you need to claim.
Ride any motorbike
Fancy borrowing a friend’s bike? Bikesure’s ‘ride any bike’ policy enables you to add the equivalent of comprehensive insurance to your policy while on someone else’s machine.
Bikesure also offers ways to cut your premium. These include discounts for owners’ clubs, limited mileage, keeping bikes garaged, and taking security measures. Reductions are also available for experienced riders and multi-bike policies.
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