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Compare quotes for a single HGV, or an entire fleet of trucks. Insuring more than one driver? We compare ‘any driver’ and named driver policies too.
Tap into 20+ years of experience from our partner Quote Me Today - experts in HGV insurance. Get guidance on the cover you need, whatever your business.
Compare quotes from specialist insurers and find the right policy for you and your business at a price that suits you. It’s quick, easy and free to do.
Simply input your details and Quote Me Today will be in touch to talk through exactly what cover you need, and recommend the right providers for you.
"If you're an independent haulier, or if your business has exactly 1 heavy goods truck, truck insurance is what you're after. If you're looking to insure more than one heavy goods vehicle, then you're better off looking at fleet insurance.
Our partner, Quote Me Today, offers tailor-made cover that you can customise to meet your business needs. They even have former hauliers working for them so you know you're in safe hands."
You’ll need truck insurance, also known as HGV insurance, for any vehicle over 3.5 tonnes. Here’s a breakdown of the vehicles that need truck insurance and the businesses that might need it too.
Upping the amount you agree to pay towards the cost of a claim can sometimes bring down the cost of your insurance. Just make sure it isn’t so high that it makes claiming pointless.
Security measures such as approved truck alarms, immobilisers and trackers can bring down the cost of your cover. Anything to deter thieves is likely to do so too.
Insure all your HGVs under a single policy is often cheaper than taking out several separate policies. Get a quote today and see if this is true for you.
Ensuring your HGVs are stored safely overnight is an easy way to bring down the price of your cover. If they aren’t already, consider upping your security.
Seeing exactly what deals are out there is the quickest way to save. Compare quotes from trusted insurers and find the policy for you in just a few clicks.
Taking out more cover than you need could leave you paying over the odds for protection you won’t ever use. Make sure you only insure what you need to.
There are three types of truck insurance to choose from, and you'll need to pick one when you get a quote.
Here’s a breakdown of the 3 options you’ll be given:
As truck insurance is tailored to the needs of the haulage and logistics industry, it typically covers a few things you won’t get on most other vehicle insurance policies. This can include:
This pays out if you’re injured while driving in a way that’s covered by your policy
Can help cover the cost of any treatment you need if you’re injured in a road accident
This can help with legal costs if you’re involved in an accident that requires you to go to court.
This offers roadside assistance if your truck breaks down. Some policies will tow you to wherever suits you best.
This covers your cargo. Some policies come with it, but others only offer it as a paid-for add-on. Check your policy to see if it’s included.
Yes, you can cover several people on a single policy. There are a few ways to do this:
Before you get a quote, make sure you're getting the right insurance. If your truck is actually more of a light goods vehicle you may be better off with commercial van insurance or even something like courier insurance. Here's the different between HGVs ande LGVs to help you make the right choice.
To drive a heavy goods vehicle like a truck, you need a Certificate of Professional Competence (CPC).
To get a CPC you have to pass 4 tests and complete 35 hours of training to upgrade your licence and keep it valid. You need to renew this licence every 5 years.
If you use your HGV to carry goods for business, you might be required to hold an operator’s licence as well. This depends on:
Learn more about how to get your HGV licence with our handy guide.
If you get the right policy, then yes.
We work with Quote Me Today who can find you a great deal on a policy that'll cover you to transport hazardous goods. Just make sure your insurer knows exactly what you’ll be transporting.
Gives you cheap, short-term cover from 1 to 28 days for social and business use.
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