Nationwide home insurance policy details
Nationwide's home insurance is typical of most policy providers in that it offers customers a choice of three types of cover: buildings insurance, contents insurance, and combined buildings and contents insurance.
Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying home insurance, we recommend you check the cover and benefits included.
Nationwide buildings insurance offers the following key benefits:
- Unlimited buildings cover for your property if it's damaged or destroyed following a claimable event, such as fire or flooding.
- Trace and access cover up to £5,000 to help locate the source of a water or oil leak from your water or heating systems and cover any repairs to the source of the leak if the damage is caused by a claimable event, such as a frozen pipe.
- Unlimited escape of water cover if your pipes burst.
- Alternative accommodation cover up to £50,000, ensuring you have somewhere to stay if your home is deemed unfit to live in as a result of damaged caused by a claimable event. This includes kennel fees.
- Key and lock cover up to £750 to replace any locks and keys on external doors to your home, garage, or outbuildings.
- Emergency services cover that'll pay for any damage caused to your home by the emergency services while entering or leaving the property following an incident. Includes cover for re-landscaping of your garden.
Nationwide contents insurance offers you two levels of cover to choose from: a basic level for people with contents worth up to £50,000, and a comprehensive level for those who require a higher level of cover.
These policies come with the same key benefits, but they tend to differ in terms of how much the insurer will cover.
Nationwide contents cover includes:
- Alternative accommodation required due to damage to contents rendering your home unfit to live in as a result of damage caused by a claimable event.
- Theft from outbuildings
- Temporary removal cover for contents you take with you when living away from home in the UK