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✈ Backpackers travel insurance

Find a great deal on backpacking travel insurance from just £12.62*

  • Up to 18 months’ worth of cover available
  • Helps to cover mishaps like lost luggage, cancelled flights and cost of medical treatment
  • Whether you’re on a gap year, taking a career break, or just wandering for the sheer fun of it, let travel insurance offer peace of mind

*The cheapest backpacker policy is £12.62 (based on 1 adult aged 28 travelling in Europe for up to 1 month). Prices correct on the 10/11/2014.

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What is backpackers travel insurance? 

A specialist backpackers insurance offers longer trip duration and it covers broader range of activities than a standard insurance policy, so you could have a greater piece of mind if your adventure is a little more ambitious than a normal holiday. 

  • Longer trip duration offering up to 18 months' worth of uninterrupted travel compare to the standard annual policies which is usually around 31 days per trip!
  • Optional cover for activities such as bungee jumping and scuba diving
  • Some policies might offer conservation and/or charity work cover, which could come in handy if you're volunteering on your gap year in Thailand or Borneo (check the small print)

Did you know? Over half of backpacker policies bought through were for travellers aged between 25-29 ( data from 2012). So even if you're in your late twenties, it's not too late to try some gap year travelling!

If you want to find out more, take a look at our guide to backpackers insurance.

What does backpackers insurance cover?

    • Medical treatment can be surprisingly expensive abroad, so your medical costs and repatriation back to the UK could be covered if you get ill or injured overseas
    • Your personal belongings, money and travel documents could also be covered if they're lost/stolen (make sure you report within 24 hours and obtain a police report for proof)
    • You could also be covered for delays and cancellations if your flights are postponed due to protests or if you’re forced to cancel your trip in an emergency
    • Some policies also cover accident, liability and legal expenses which could be useful if you stumble into any trouble while abroad

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Colin Owen Jun 2013

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Graham Haveron Nov 2013

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Julie Pescod Dec 2013

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Leslie England Nov 2013

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William Hardy Nov 2013

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Travel insurance tips:

  • Get your travel insurance in advance - we found that in 2012, the majority of travel insurance quotes made through were made a week before travelling and 16% bought the day before. This means that they might not be getting the full benefit of cancellation cover!
  • Make sure you read the terms and conditions of your policy, as well as policy exclusions to make sure that you’re covered (most policies won’t cover alcohol or drug related incidents)
  • Consider taking a combination of cash, prepaid cards, debit and/or credit cards on your trip. Take a look at the 4 best credit cards to use abroad.
  • Contact your GP to make sure you're up to date with your vaccinations and check if there are any specific jabs for the area you're going to.
  • Plan and research your trip in advance, use's Foreign travel advice to get to know the local rules and regulations of the areas you're travelling to.
  • Need help packing? Take a look at our top packing tips for your adventure holiday.

Take a look at our suggested Top 10 travel apps for your holiday to help make your trip run even more smoothly! 

Why compare cheap backpackers insurance from

With a quick and easy search, you can compare travel insurance quotes from famous brands like Top Dog and Explorer travel insurance, so you can be safe in the knowledge that your trip will be off to a great start.

  • Quicker than getting quotes for each provider separately
  • Easy to make policy comparisons
  • Get travel insurance, even when at the airport, as your policy documents could be emailed to you within one hour of purchase.’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is regulated and authorised by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.

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