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Bikesure insurance

Bikesure is a UK-based motorbike insurance broker that's part of the Adrian Flux Insurance Group. So if you're looking for insurance on anything from a scooter to a classic hog, you'll be in experienced hands.

Louise Thomas, Motor Insurance Expert at Confused.com
Written by Motor Insurance Expert 7 min read | Updated on: 31/03/2026
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Who is Bikesure?

Bikesure was founded in 1990 and is based in King’s Lynn, Norfolk. The specialist broker is also part of the Adrian Flux Insurance Group, which has a long history in the motorbike industry.

The Adrian Flux Insurance Group was founded in 1974 and started out by insuring kit cars before adding Hillman Imps, Ford Capris and American cars.

They introduced dedicated classic car schemes in 1980 and a decade later introduced Bikesure as its specialist motorbike insurance team.

Bikesure enjoys a high profile in the insurance industry and is a sponsor of Carl Fogarty, the legendary motorcycling figure and 4-time World Superbike champion.

Why choose Bikesure motorbike insurance?

  • Specialist in a range of bikes, from classics to touring to modified motorcycles
  • Options for riders with penalty points or previous bans
  • Access to over 40 different motorbike insurance schemes
  • Replacement bike if your brand new one is written off within the first 6 months of it being registered
  • European cover for up to 90 days
  • Guarantor payment options available for 16-year-olds

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1Correct as of February 2026

What affects the price of motorbike insurance?

There are several factors that affect the price of your motorbike insurance, here are a just a few things:

Age & experience

Generally, the older you are and the longer you have held your licence, the less you’ll pay.

Annual milage

Simply put, the fewer miles you do, the lower the risk of an accident, meaning that insurance is generally cheaper.

Engine size

A more powerful bike usually means a higher insurance group and a higher price.

No-claims-bonus

Every year that you ride without making a claim earns you a discount. It's one of the best ways to keep insurance costs down.

Security

Where you keep your bike at night makes a massive difference. A locked garage or Thatcham-approved security devices (like disc locks) can help lower your quote.

Where you live

Busy cities often have higher theft rates and more traffic, which can bump up your premium compared to quiet, rural areas.

Your occupation

What you do for a living matters. Some jobs are seen as "riskier" than others, even if you don't use your bike for work.

Add-ons

Review any optional add-ons, as they can increase the total price. Ensure they are necessary so you only pay for features you will actually use.

What cover can I get with Bikesure?

When you buy motorbike insurance with Bikesure, you can choose from 3 levels of cover:

  • Third-party-only  is the minimum level of cover required by UK law and is designed to protect everyone except you. If you cause an accident, this policy pays for the repairs to other people's vehicles or property and covers medical compensation for injured third parties or passengers. However, it provides zero financial help for your own bike if it is damaged, stolen, or destroyed by fire.
  • Third-party, fire and theft covers the same as third-party only, but it also adds an extra safety net to cover you if your bike is stolen or damaged by fire.
  • Comprehensive is the highest level of protection available. On top of everything included in the other two tiers, it covers the cost of repairing or replacing your bike even if an accident was your fault or if you are involved in a "single-vehicle" incident like a slip. It also typically includes protection against vandalism and flood damage, making it the most robust choice for most riders.
 

What types of bikes can I cover with Bikesure?

Bikesure is a broker - they compare motorbike insurance from dozens of providers so your exact policy details depend on who your provider is.

They offer third party, third-party fire and theft, and comprehensive insurance policies to all their customers. They cover a wide range of motorbike types including:

Bikesure optional extras

You can customise your policy with these optional extras:

Helmet and leathers

Covers the cost of repairing or replacing your riding gear, up to £1,500.

Breakdown cover

Provides 24-hour UK and EU roadside assistance and recovery, including emergency accommodation, motorbike hire, and transport home.

Key cover

Provides protection if your keys are lost, covering locksmith call-outs and the replacement of locks, keys, and immobilisers.

Agreed Value

Work with Bikesure to set an accurate value for your motorbike, ensuring you receive the correct sum in the event of a claim.

Ride Any Motorbike

Bikesure’s ‘ride any bike’ policy allows you to ride a friend's motorbike with the protection of a comprehensive policy.

Discounts Available

Save more with discounts for owners’ clubs, limited mileage, secure garage storage, and additional security features. You may also qualify for reductions based on your riding experience.

We compare up to 45 trusted insurance companies1 to get you our cheapest deal

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