What are the different types of life insurance?
Critical illness cover
pays out a lump sum if you're diagnosed with an illness covered by your policy
Mortgage life insurance
pays out an amount that decreases over time, usually in line with your mortgage
Joint life insurance
covers two people on a single policy, paying out if either of you die during the policy term
Over 50s life insurance
offers cover for the over 50s, with acceptance guaranteed up to age 84. No medical or health questionnaires required
Health insurance
covers the cost of private medical care, helping you avoid NHS waiting lists to get the cover you need, quickly
Income protection insurance
covers your bills if you're injured or ill and are unable to work. Short term policies and longer ones available
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