Ducati insurance

If you're looking for ways to lower your insurance costs, check out our guide on how to get cheaper motorbike insurance. But in short, here are a few useful pointers:

Shop around and compare quotes

This one can't be understated... It's always best to compare quotes from multiple providers to find the right cover at the right price. Don't accept the first quote you get, and don't auto-renew.

Take a motorbike course

Bike insurance companies might give you a cheaper quote if you've taken an advanced riding course. It never hurts to improve your skills.

Increase security measures

Park your bike somewhere secure overnight, and consider adding extra security features. Find out more about motorbike security devices and insurance.

Pay annually

If you can afford to pay your insurance in one go, it's always better to pay for the year upfront. This is because monthly payments come with interest attached.

Increase your voluntary excess

If you increase your excess - the amount you pay yourself if you make a claim - this tends to reduce your premiums. This is because you're shouldering more of the risk. Just be sure to set it at an amount you can afford if you need to make a claim.

Assess optional extras

Keep things lean, and only pay for cover that you need. If you have pillion cover, say, but you don't intend on taking any passengers, see if you could save by removing it from your policy.

Build up your no-claims bonus (NCB)

For each claim-free year of riding you get under your belt, the more you build up your NCB. Insurance providers will normally discount your cover for each year of NCB you have.

• Repair costs

Due to the premium parts required, repairing a Ducati can be more expensive than a regular motorbike. This is likely to influence your insurance costs.

• Higher insurance premiums

While this is dependent on the model, it's likely you'll have to pay more than average for insurance. This is due to the cost of repair, but also the high performance increasing the chance of a collision.

• Your Ducati usage

What you're using it for will also influence the cost. For instance, a daily commute could attract higher premiums than occasional rides. You could lower costs by keeping your mileage down.

• Storage conditions

You could lower insurance costs by taking good care of your bike. Keeping it locked up safe in a garage could lower your premiums. You can also increase its longevity with regular maintenance.