As an employer, you will be liable for any injury sustained by an employee while at work.
Employers’ liability insurance provides protection for legal expenses such as contract disputes and debt recovery. It also covers personal accidents, for example, bodily injury, loss of hearing and paralysis.
Here are some examples where this cover could help:
- A member of staff falling off scaffolding and breaking a bone, needing time off work
- An office employee who trips up on a cable and breaks their wrist
- A sales assistant in a small clothing shop who falls off a step ladder and injures themselves
Accidents can happen at any time, so it’s important to make you sure you’re protected.