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Sainbury's Bank home insurance

Sainsbury's Bank home insurance

Sainsbury's Bank have a range of insurance products available for customers to choose from, including home insurance, car insurance and travel insurance.

We compare quotes from a range of insurers, including Sainsbury's Bank. When you compare home insurance quotes with us, we match your requirements against the insurer's criteria, to see if they'll offer you a quote. This means you may or may not get a quote from Sainsbury's Bank.

You can find out more about Sainsbury's Bank home insurance below, or if you're ready to start comparing quotes, just click the 'get a quote' button below.

Why choose Sainsbury's Bank home insurance?

Sainsbury’s Bank offers flexible cover with options to suit a range of budgets. Whether you need to protect the building itself, the contents inside, or both. With two levels of cover, Home and Home Plus, you can choose the one that suits your home. Plus you’ll get the reassurance of a familiar name - Sainsbury’s.

Who is Sainsbury’s Bank?

Sainsbury’s Bank is part of the wider Sainsbury’s brand, known for serving households across the UK. Home insurance policies are underwritten by a panel of trusted insurers. So while you get the friendly face of Sainsbury’s, you’re backed by insurers with plenty of experience.

What does Sainsbury’s buildings insurance cover?

Sainsbury’s buildings insurance helps cover the cost of repairing or rebuilding if your home is damaged by fire, storms, floods or leaks. You’re protected for up to £1 million as standard, with extras built in depending on whether you choose Home or Home Plus.

Here’s what’s included:

Accidental damage – Covers fixed glass, hobs and sanitaryware.
Alternative accommodation cover – Up to £50,000 if your home becomes uninhabitable after a claim.
Trace and access – Finds and fixes hidden water or oil leaks.
Home emergency cover – Available as an add-on with Home, included with Home Plus.
Family Legal Protection – Optional with Home, included with Home Plus.

What does Sainsbury's Bank contents insurance cover?

Sainsbury’s contents insurance protects the things inside your home, like your furniture, electronics, clothes and jewellery with up to £75,000 of cover as standard. If your items are stolen, damaged or destroyed, this helps you get them repaired or replaced.

Here’s what’s included:

Contents cover – Up to £75,000 as standard, with a £2,000 single item limit
Accidental damage – Covers TVs, games consoles and other home tech
Alternative accommodation – Up to £15,000 if your home is uninhabitable, or £50,000 when combined with buildings insurance
Garden cover – Up to £2,000 for garden items, plants and outdoor toys
Home Emergency Cover – Optional with Home, included with Home Plus
Family Legal Protection – Optional with Home, included with Home Plus

Unsure how much the contents in your home are worth? Use our contents calculator to help when getting a quote

Sainsbury’s Bank home insurance optional extras

With Sainsbury’s home insurance, you can tailor your policy with optional extras. There are no admin fees to make changes to your policy, but buying these optional extras will mean that your premium will go up.

Here’s what you can add to your home insurance policy:

Home emergency cover – 24/7 help for urgent problems like burst pipes or broken boilers.
Family legal protection – Covers legal costs if you need to go to court over a private dispute.
Personal possessions cover – Protects your things when you’re out and about. This includes cover for mobile phones or jewellery insurance.
Enhanced accidental damage cover – Adds extra protection for mishaps at home, covering both buildings and contents.
Key cover – Up to £1,500 to replace stolen or lost car and house keys – with no impact on your no claims discount.

You’ll be able to pick your extras when you get a quote.