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Jamie Gibbs

Car insurance prices are on the up - 7 quick facts


Are you sitting down? You may want to sit down.

7 facts about car insurance - main

Let’s nip this in the bud – the cost of car insurance is £115 more expensive than last year.


The average premium now stands at £715, which is also up £44 compared to March this year.

The last time we saw prices this high was in January 2013 – and that wasn’t the only tragedy:

Three things that happened in 2013 that were bad

Gents over the age of 70 got the short end of the stick this time around, paying a whopping 24% more than last year.

Their premiums were £466, up £89 from 2015.

On the other hand, their slightly younger female counterparts are seeing the smallest price rises of a paltry 14%.


We use the term “paltry” loosely. Female drivers between 66 and 70 years of age paid £346, around £43 more than last year. But it’s better than how the fellas have it, so that’s a bonus.

Some regions have it worse than others. Here’s a handy guide to show you just how outraged you should feel:

Price index emotion map


You may have had it lucky. Some towns and cities only saw slight increases compared to last year:

Three regions in the UK that have lower car insurance prices

Given that a host of racing cars are set to descend on Llandudno in October for Wales Rally GB, it remains to be seen if it can maintain its spot on the “lowest price rises” list.

So who’s left worse off this time around? Sadly, it’s our friends in London WC, with a massive annual price rise of £315.


London drivers paid £1,186, compared with £871 in 2015.

Take a peek at the car insurance price index for a detailed breakdown of the trends.

*All figures are averages based on a comprehensive policy compared to Q2 2015.



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