Intelligent Insurance home insurance policy details
Whether you have a standard home, a listed building, have underpinning, or are undergoing renovation, you should be able to find a policy to match your needs.
Intelligent Insurance will also consider the reason you use a property. For example, it covers properties that are going through probate, bed and breakfasts, shared houses and holiday or second homes.
If you’ve had trouble buying home insurance from other insurers, perhaps this is down to unspent convictions, bankruptcy, or past claims, you may be able to find a policy from Intelligent Insurance.
You can choose a combined buildings and contents policy or a separate buildings or contents policy, depending on what you’re looking for and the level of cover you’re after.
Intelligent Insurance offer a range of home insurance policy types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying home insurance, we recommend you check the cover and benefits included.
Policies are flexible so you can choose the level of cover you need and add on any extras you might want. The following are all included as standard:
- Alternative accommodation
- Locks and keys cover
- New for old
- Utility cover
- Emergency helpline
- Up to £1,000,000 for loss or damage to your property
- Accidental damage cover for windows, drains, cables, sanitary ware, and underground pipework
- Cover for loss of rent if you’re a landlord
- If you need to stay in alternative accommodation
- 'Trace and access’ cover for water leaks